Australia’s first bank account with Qantas Points

Our Bankwest Qantas Transaction Account lets you earn Qantas Points on your purchases and account balance. 1

How it works

No maintenance fee

Deposit at least $2,000 a month (for instance, your salary) and we'll waive the monthly maintenance fee.

Earn Qantas Points

Earn 0.3 Qantas Points per $100 in your account each day. Plus earn 3 Qantas Points per eligible purchase using your card. ?

You can also earn 5 Qantas Points every time you withdraw cash from an overseas ATM. 2

Redeem your points

Get Classic Flight Rewards, products and vouchers from the Qantas Store. 3 Qantas Points can be used to redeem Classic Flight Rewards and Points Plus Pay-Flights seats. These are available on selected flights, availability is limited and booking conditions apply. Additional taxes, fees and carrier charges may apply. For more information visit qantas.com for details.

Upcoming changes to earning Qantas Points

From 1 November 2021 any balances over $50,000 will no longer earn Qantas Points. You can still earn 0.3 Qantas Points per $100 each day for any balance under this cap.

Points earned on each eligible purchase and from an overseas ATM cash withdrawal remains unchanged.

Benefits

Get a Qantas Frequent Flyer membership

Fee will be waived if you sign up at qantas.com/joinffbankwest.

Less wallet hassle

Order a Bankwest Halo payment ring that works just like your contactless card. Fist-bump the terminal and go. 4 The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. 5

Easy management with the Bankwest app

Set up push notifications using Bankwest Easy Alerts, and put a temporary lock on your card if you think you've lost it. 6 You must have access to the Bankwest mobile app and enable Bankwest Easy Alerts to receive the alerts. Terms of use apply for Bankwest Easy Alerts.

Upgrade to Platinum for more benefits

Platinum Debit Mastercard includes upgraded benefits like complimentary purchase security and extended warranty on Australian purchases. 7 Deposit at least $4,000 a month into your account and you'll be eligible for a Platinum Debit Mastercard, which includes upgraded benefits like complimentary purchase security and extended warranty on Australian purchases. Limitations, exclusions and eligibility criteria apply. It's available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions).

Rates and fees

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Rates 
Rate type Rate
Variable interest rate 0.01% p.a.
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Interest is calculated daily and paid monthly.
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Fees
Fee type Amount
Monthly maintenance fee $6 Monthly maintenance fee (waived when you deposit at least $2,000 per month)
Counter withdrawal fee $0
Overseas ATM access fee 2 $0
Foreign transaction fee ? 2.95% of the transaction amount
Paper statement fee ? Avoid this fee with eStatements.
$1.25 per statement
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Rates are subject to change. Other fees and charges may apply. For more detailed information, see the Bankwest Qantas Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).

The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:
Bankwest Qantas Transaction Account Product Schedule (PDF)

Related documents:

Rewards document:
Bankwest Qantas Rewards Program Terms & Conditions (PDF)

Apply today

Check your eligibility

  • Account is available for people aged 18 years and over
  • Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions).
  • One Bankwest Qantas Transaction Account allowed per customer.

  1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
  2. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.​
  3. Qantas Points can be used to redeem Classic Flight Rewards and Points Plus Pay-Flights seats. These are available on selected flights, availability is limited and booking conditions apply. Additional taxes, fees and carrier charges may apply. For more information visit qantas.com for details.
  4. The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply.
  5. Effective 28 September 2021 the Bankwest Halo payment device is withdrawn from sale. Customers who already hold a Bankwest Halo payment device can continue using it until the expiry of the device, however, from 1 December 2021 the Bank will no longer reissue or replace any existing Bankwest Halo payment device.
  6. You must have access to the Bankwest mobile app and enable Bankwest Easy Alerts to receive the alerts. Terms of use apply for Bankwest Easy Alerts.
  7. Deposit at least $4,000 a month into your account and you'll be eligible for a Platinum Debit Mastercard, which includes upgraded benefits like complimentary purchase security and extended warranty on Australian purchases. Limitations, exclusions and eligibility criteria apply. It's available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions).

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