What do I need to apply for a credit card?

If you're ready to apply for one of our credit cards, we're going to need some information from you. Before you get your application started, find out the information you'll need to have handy.

Identification for new customers

If you're new to Bankwest, we'll need to confirm who you are (it's a security thing).

Applying at a branch

Pop down to your local Bankwest branch with an original or certified copy of one of the following:

  1. One form of primary ID with a photo (i.e. passport or driver’s licence) or
  2. Two forms of primary ID without a photo (e.g. birth certificate and government benefits card) or
  3. One form of primary ID without a photo (e.g. birth certificate or Citizenship papers) and one form of secondary ID (e.g. a utility bill).


For more detailed information, see a handy list of ID we'll accept.

If you’re not near a Bankwest branch, just print our Credit Card Identity Verification Form (PDF) and take it down to your local Australia Post Bank@Post outlet with your ID.

Applying online

You can skip a trip to a branch with our electronic ID check.

If you’re applying for a Bankwest Qantas Mastercard®, we’ll also need your Qantas Frequent Flyer membership number if you have one (if not, we can let you know how complimentary membership is made available).

Proof of income

Do you work for an employer? (PAYG)

You’ll need to provide your payslip(s) from the last 45 days, or be able to show three months’ salary history in your transaction account.

Do you own your own business or subcontract? (Self-employed)

We’ll need to see two of your most recent Notices of Assessment from the Australian Taxation Office showing your earnings for these financial years. We may also need copies of your taxation and financial reports from your accountant. These must be from within 18 months of the application submission date.

Do you receive income from a…

Self Managed Superannuation Fund (SMSF)?
You’ll need to supply the most recent SMSF member benefit statement and a letter from your financial planner or accountant. The letter needs to confirm you’re receiving payments from the fund and show your balance, minimum payment amount, tax and tax free components, and ‘pension’ status.

retail or industry superannuation fund?
You’ll need the most recent statement of your super balance, including evidence of regular and ongoing payments. Where the payment amounts are not shown, we’ll also need three months’ statements showing the credits to your bank account.

pension?
You’ll need your most recent pension statement showing current payments.

rental property?
You’ll need a current, signed rental tenancy agreement or three months of rental income credits to your bank account. You can also bring a rental statement from your managing agent from the past two months, or your two most recent tax returns where the property is already held.

Balance transfers

If you’re applying for a balance transfer, make sure to let us know the card number and biller ID for any cards you want to transfer.

Ready to apply?

Once you've chosen the credit card you'd like, there's a few ways to get started:

  • Have a few minutes? Complete your application online
  • Prefer to apply in person? Find a branch near you
  • Rather call us? Call 13 17 19 to apply for a credit card over the phone.

Need help applying for a credit card?

Speak to someone from the team today.

Things you should know

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