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Enjoy the bonus interest rate for every month you make no withdrawals.
Pair with your everyday account
You'll need a Bankwest transaction account to open a Smart eSaver.
No minimum monthly deposit required.
The Smart eSaver rewards you for leaving your savings alone to grow. No monthly account maintenance fees apply to this account.
Before you set up a Smart eSaver
You'll need to have a Bankwest transaction account open in your name, which will be linked to your Smart eSaver. Monthly maintenance fees may apply to the linked account.
If you don’t touch your savings
For every month you don’t touch your savings interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers outlined below.
If you do make withdrawals
For every month you do make a withdrawal, you'll receive our standard variable interest rate (currently 0.01% p.a.).
|Variable Smart rate (on balances up to $500,000)||1.90% p.a.|
|Variable Smart rate (on balances from $500,000 to $5,000,000)||1.50% p.a.|
|Standard variable interest rate||0.01% p.a.|
|Paper statement fee||$1.25 per statement|
Check your eligibility
Things you need for your application
Already started? Resume your application
Check out some of our other savings accounts.
Make withdrawals via your linked account at any time, plus enjoy a four-month variable intro rate on your first account for balances up to $5,000,000.
Speak with someone from the team today.