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Pay your loan off early
You can make extra payments and there’s no early repayment fee.
Access surplus funds 24/7
Redraw online and on the go with the Bankwest App.
Repayment options to suit you
Choose the loan term - from one to seven years - and repayment frequency.
Our Flexible Personal Loan is great for taking a holiday, planning a wedding, consolidating your debt or renovating your home. Borrow from $5,000 to $50,000.
|Fixed interest rate||14.49% p.a.|
|Comparison rate||15.51% p.a.|
|Understand the comparison rate|
|Monthly loan maintenance fee||$10|
Early repayment fee
Rates are subject to change. Other fees and charges may apply. A full list of fees will be included in your personal loan contract.
What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate based on an unsecured personal loan of $30,000 over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Representative example of total loan cost: For $30,000 borrowed over a 5-year term at 14.49% p.a. (15.51% p.a. comparison rate) the total amount payable is $43,190.40 including interest and fees. This example is an estimate only and assumes all repayments are made on time.
View our Flexible Personal Loan terms and conditions
Check your eligibility
Note: Applications are subject to credit approval.
Things you need for your application
Already started? Resume your application.
After a lower rate than the Flexible Personal Loan? Our other fixed rate loans are great for debt consolidation, buying a car, home improvements or paying for events.
Use a car as security to borrow at a lower rate than our other personal loans.
Great for consolidating debt, renovating your home, buying a car, or paying for an event. Note, conditions apply, including age and value of vehicle.
Speak with someone from the team today.