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Unsecured Personal Loan
10.99%
p.a.
Fixed rate
11.32%
p.a.
Comparison rate
$0
Application fee
(Other fees may apply)
With no security needed, this type of loan is great when opportunity knocks or unexpected events arise.
Benefits
Rates and fees
| Fixed rate | Comparison Rate |
|---|---|
|
10.99% p.a.
|
11.32% p.a.
|
| Name | Fee |
|---|---|
|
Monthly loan maintenance fee
|
$5
|
|
Early repayment fee if loan is closed in first 24 months
|
$250
|
Fees
Name
Fee
Monthly loan maintenance fee
$5
Early repayment fee if loan is closed in first 24 months
$250
Rates are subject to change. Other fees and charges may apply. A full list of fees will be included in your personal loan contract.
Your personal loan contract is made up of the Personal Loan Schedule and the Personal Loan Terms and Conditions booklet (PDF).
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Here are your next steps...
Check your eligibility
- People aged 18 years and over
- Permanent Australian residents
- Regular income of over $20,000 a year.
Note: Applications are subject to credit approval.
- At least two forms of the following identification for the electronic ID check: Australian driver’s licence, Medicare card, passport, birth certificate. Or see a handy list of other ID documents we’ll accept
- Employment details, including length of employment and employer contact numbers
- Info about your income, expenses, assets, credit cards and other loans.
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Our personal loans can help make big things happen — check out our secured and unsecured options.
Manage your personal loan
Check out our range of guides that tell you how to manage your personal loan.
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What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate based on an unsecured personal loan of $30,000 over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Representative example of total loan cost: For $30,000 borrowed over a 5-year term at 10.99% p.a. (11.32% p.a. comparison rate) the total amount payable is $39,427.20 including interest and fees. This example is an estimate only and assumes all repayments are made on time.
- An early repayment fee applies if you close the loan within the first two years.