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Fixed competitive rate
Have peace of mind knowing exactly what your repayments will be.
Repayment options to suit you
Choose the loan term - from three to seven years - and repayment frequency.
Make extra payments
Pay more than your minimum repayments as and when you choose. 1 An early repayment fee applies if you close the loan within the first two years.
Our Unsecured Personal Loan is great for consolidating your debt, renovating your home, taking a holiday, buying a car or planning a wedding. Borrow from $5,000 to $50,000.
|Fixed interest rate||11.99% p.a.|
|Comparison rate||12.80% p.a.|
|Understand the comparison rate|
|Monthly loan maintenance fee||$8|
|Early repayment fee if loan is closed in first 12 months||$250|
|Early repayment fee if loan is closed in 13-24 months||$100|
Rates are subject to change. Other fees and charges may apply. A full list of fees will be included in your personal loan contract.
What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate based on an unsecured personal loan of $30,000 over 5 years. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
Representative example of total loan cost: For $30,000 borrowed over a 5-year term at 11.99% p.a. (12.80% p.a. comparison rate) the total amount payable is $40,705.80 including interest and fees. This example is an estimate only and assumes all repayments are made on time.
View our Unsecured Personal Loan terms and conditions
Check your eligibility
Note: Applications are subject to credit approval.
Things you need for your application
Already started? Resume your application.
We have other fixed rate loans to choose from.
Use a car as security to borrow at a lower rate than our other personal loans.
Great for consolidating debt, renovating your home, buying a car, or paying for an event. Note, conditions apply, including age and value of vehicle.
A higher rate than our other personal loans, but you can redraw your extra repayments and pay the whole loan off early without a repayment fee.
Speak with someone from the team today.