Compare personal loans

I need a loan and want to compare 2 For our Secured Car Loan and Unsecured Personal Loan, an early repayment fee applies if you close the loan within the first two years. Close  

Types of personal loans Secured Car Loan
Use your car as security to borrow at a great fixed rate. 1 Cars and motorcycles used as security must be valued at least $10,000 or be less than seven years old. Close
Unsecured Personal Loan
Borrow at a competitive fixed rate with no security needed.
Flexible Personal Loan
Enjoy a fixed rate, flexible repayment options and a redraw facility. No security needed.
Select to compare
Rates and fees
Interest rates

7.99% p.a.
Fixed rate

8.76% p.a.
Comparison rate
Comparison rate warning

11.99% p.a.
Fixed rate

12.80% p.a.
Comparison rate
Comparison rate warning

14.49% p.a.
Fixed rate

15.50% p.a.
Comparison rate
Comparison rate warning

Application fees

$299 

$195

$249

Monthly maintenance fees

$5

$8

$10

Early repayment fees 2 For our Secured Car Loan and Unsecured Personal Loan, an early repayment fee applies if you close the loan within the first two years. Close

$250 - first 12 months

$100 - 13 to 24 months

$250 - first 12 months

$100 - 13 to 24 months

No early repayment fees

Late payment fee  

$25

$25

$25

Features
Repayment frequencies

Weekly, fortnightly or monthly

Weekly, fortnightly or monthly

Weekly, fortnightly or monthly

Minimum loan amount

$10,000

$5,000

$5,000

Maximum loan amount

$100,000

$50,000

$50,000

Loan terms

3 to 7 years

3 to 7 years

1 to 7 years

Surplus payment redraw option

No

No

Yes

Secured Car Loan
Use your car as security to borrow at a great fixed rate. 1 Cars and motorcycles used as security must be valued at least $10,000 or be less than seven years old. Close

7.99% p.a.
Fixed rate

8.76% p.a.
Comparison rate
Comparison rate warning

$299  $5

$250 - first 12 months

$100 - 13 to 24 months

$25 Weekly, fortnightly or monthly $10,000 $100,000 3 to 7 years No
Unsecured Personal Loan
Borrow at a competitive fixed rate with no security needed.

11.99% p.a.
Fixed rate

12.80% p.a.
Comparison rate
Comparison rate warning

$195 $8

$250 - first 12 months

$100 - 13 to 24 months

$25 Weekly, fortnightly or monthly $5,000 $50,000 3 to 7 years No
Flexible Personal Loan
Enjoy a fixed rate, flexible repayment options and a redraw facility. No security needed.

14.49% p.a.
Fixed rate

15.50% p.a.
Comparison rate
Comparison rate warning

$249 $10 No early repayment fees $25 Weekly, fortnightly or monthly $5,000 $50,000 1 to 7 years Yes

Rates are subject to change. Other fees and charges might apply. A full list of fees will be included in your personal loan contract.


Comparison rate warning:
Comparison rates for secured and unsecured personal loans are based on a loan amount of $30,000 for a term of 5 years. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Representative example of total loan cost: For a Secured Car Loan of $30,000 borrowed over a 5-year term at 7.99% p.a. (8.76% p.a. comparison rate) the total amount payable is $37,720.21 including interest and fees. For an Unsecured Personal Loan of $30,000 borrowed over a 5-year term at 11.99% p.a. (12.80% p.a. comparison rate) the total amount payable is $40,771.11 including interest and fees. For a Flexible Personal Loan of $30,000 borrowed over a 5-year term at 14.49% p.a. (15.50% p.a. comparison rate) the total amount payable is $43,292.95 including interest and fees. These examples are estimates only and assume all repayments are made on time.

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View our personal loan terms and conditions

Personal loans terms and conditions:

Your personal loan contract is made up of the Personal Loan Schedule and the Personal Loan terms and conditions booklet.

Need help choosing a personal loan?

Speak with someone from the team today.

Things you should know

  1. Cars and motorcycles used as security must be valued at least $10,000 or be less than seven years old.
  2. For our Secured Car Loan and Unsecured Personal Loan, an early repayment fee applies if you close the loan within the first two years.