Personal loans

Need funds to get what you want sooner? A Bankwest personal loan can make it happen.

Benefits

Fixed rate

Have peace of mind knowing exactly what your repayments will be.

Repayment options to suit you

Choose your repayment frequency - weekly, fortnightly or monthly.

Make extra payments

Pay more than your minimum repayments as and when you choose. 1 For our Secured Car Loan and Unsecured Personal Loan, an early repayment fee applies if you close the loan within the first two years. Close

Our personal loans

I need a loan

Rates are subject to change. Other fees and charges may apply. A full list of fees will be included in your personal loan contract.

Comparison rate warning:
Comparison rates for secured and unsecured personal loans are based on a loan amount of $30,000 for a term of 5 years. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Representative example of total loan cost: For a Secured Car Loan of $30,000 borrowed over a 5-year term at 7.99% p.a. (8.76% p.a. comparison rate) the total amount payable is $37,720.21 including interest and fees. For an Unsecured Personal Loan of $30,000 borrowed over a 5-year term at 11.99% p.a. (12.80% p.a. comparison rate) the total amount payable is $40,771.11 including interest and fees. For a Flexible Personal Loan of $30,000 borrowed over a 5-year term at 14.49% p.a. (15.50% p.a. comparison rate) the total amount payable is $43,292.95 including interest and fees. These examples are estimates only and assume all repayments are made on time.

Need help choosing a personal loan?

Speak with someone from the team today.

Things you should know

1. For our Secured Car Loan and Unsecured Personal Loan, an early repayment fee applies if you close the loan within the first two years.

2. Cars and motorcycles used as security must be valued at least $10,000 or be less than seven years old.