Easy Instalments 

Spread the cost of a big-ticket purchase into smaller, monthly repayments. And the best bit? It’s at a lower interest rate.

Smaller, smarter repayments 

It’s simple – buy things you need now and pay them off in a way that works for you.

Purchase big-ticket items 

Any eligible credit card purchase between $500 and $10,000 can be used.

Activate your Easy Instalment plan in a few easy steps

Simply follow the prompts in the app to set up your plan.

Track your repayment progress in the app

See what you’ve already paid and what’s left to pay off.

Easy as 1, 2, 3 

Your Easy Instalments plan can be used on any eligible credit card purchase between $500 and $10,000. They're perfect for that holiday you just want to get booked or any large or unexpected expenses. 

Easy to set up 

If you want to put a purchase on a plan, simply follow the below 3 steps.


Select offer

Tap on the Easy Instalments offer within the Bankwest app.


Select purchase

Simply tap on the item you've just purchased.


Check your details

Check through the summary before submitting your request.

Frequently asked questions

Want to know more?



What if I’m already making a regular payment?

Any scheduled payments or periodical payments will not change. You may wish to update any scheduled payments to consider your Monthly Instalment amount.


Will my interest free period on purchases be affected by my Easy Instalments plan?

You can maintain any interest free period on purchases by paying your Monthly Easy Instalment amount (including any outstanding Monthly Instalments), plus any statement balance not part of an Easy Instalments plan by the Payment Due Date.


Why can’t I see a transaction in my ‘Eligible Transactions’ list?

Not all transaction types are eligible for an Easy Instalments plan, this includes balance transfers, cash advances and gambling transactions.


How will you let me know when my Easy Instalments plan is set up?

You will receive an email within 2 business days confirming whether your Easy Instalments plan has been approved. You will also receive a Bankmail via Bankwest Online Banking with important information about your Easy Instalments plan.


What if I don’t make my Monthly instalment?

There is no fee if you do not make your Monthly Instalment. The Monthly Instalment due will be shown on your Card Account Statement.  If you miss a Monthly Instalment or do not pay the full amount of the Monthly Instalment by the due date, the outstanding balance of the Eligible Amount will accrue interest at the Easy Instalments Annual Percentage Rate for the Easy Instalments Term.

Need help choosing or managing your credit card? 

Speak with someone from the team today.

Things you should know 

Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Available on eligible purchases between $500 and $10,000. When you apply for an Easy Instalments plan, you are requesting an amendment to your allocation of payments in accordance with clause 6. of the Easy Instalments Terms and Conditions. To apply payments in this order may mean that other balances that attract a higher interest rate may be repaid later which may result in you paying higher interest charges.