Now you know what you can afford, it’s time to start thinking about where you want to buy. Chat to real estate agents and download real estate apps. Look at lots of houses and suburbs, and imagine living there.
What’s more, your Home Finance Manager can give you free property reports with handy information on previous sales, rental value and property history. This might help you make a more informed offer.
If you’re building, find a house and land package you like with a builder you trust. Building usually takes longer to settle due to construction, so you may need to factor rent into your budget in the meantime.