Life insurance 

Give your loved ones peace of mind, with up to $1 million Life Cover through our insurance partner St Andrew's.  


Choose your benefits 

Life Cover benefits from $100,000 to $1 million. 

Protection in the case of terminal illness

100% benefit paid if you are diagnosed as terminally ill with less than 12 months to live.

Peace of mind 

In the event of death, a $10,000 advance cash payment will be paid to your family to help cover funeral costs.

How it works 

Choose from Life Cover benefits from $100,000 to $1 million. Once you've applied, you can enjoy a 30-day cooling-off period so you can review your policy if you change your mind.

Once your benefit amount has been selected, your premium is payable by direct debit from your nominated bank account or credit card. 

In the event of your death during the period of cover, your chosen benefit amount can be paid to your nominated beneficiaries, subject to limitations and exclusions. While your claim is being assessed, they will receive an advance cash payment of $10,000 to help with funeral costs.  

Get a quote

This application should take about 10 minutes.

Before you apply, please check you meet the following criteria:

  • Aged 18 to under 61
  • A permanent Australian resident.

Make a claim

To make a claim on Life Insurance, please call St Andrew's on 1300 653 751 between 9am and 7pm (AEST) weekdays.  

Important things you should know 

Classic Life Insurance is issued by St Andrew’s Life Insurance Pty Ltd (St Andrew’s) ABN 98 105 176 243, AFSL 281731 of PO Box 7395 Cloisters Square, WA 6850. This product is not a product of and is neither guaranteed nor recommended by Bankwest or any of its related companies. St Andrew's is not an Authorised Deposit Taking Institution. The information provided on this website is provided by St Andrew’s to Bankwest customers and distributed by AEGON Direct & Affinity Marketing Services Australia Pty Ltd ABN 35 082 524 785, AFSL 236657 (AEGON). AEGON is an Australian Financial Services Licence holder who has been authorised by St Andrew’s to enter into life risk insurance contracts and deal with and settle claims on behalf of St Andrew’s. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. Before acting upon the advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs. To decide if the product is right for you and for full terms and conditions (including limitations and exclusions), please read and consider the Product Disclosure Statement. If you take out a policy, St Andrew’s will pay Bankwest a commission of up to 20% of premiums. This commission is included in the premium you pay and is not an additional cost to you.