Business product rates

Our business accounts

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Business Zero Transaction Account
Balance Variable rate
All balances Not applicable
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Business TeleNet Saver
Balance
Variable rate
All balances 0.05% p.a.
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Business TD Direct
Term
Maturity/Annually
1 month 0.30% p.a.
2 months 0.45% p.a.
3 months 0.70% p.a.
4 months 0.75% p.a.
5 months 0.75% p.a.
6 months 0.80% p.a.
7 months 0.80% p.a.
8 months 0.80% p.a.
9 months 0.80% p.a.
10 months 0.80% p.a.
11 months 0.80% p.a.
1 year 0.85% p.a.
2 years 0.90% p.a.
3 years 1.00% p.a.
4 years 1.05% p.a.
5 years 1.10% p.a.
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Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.
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Rates are subject to change

Our business credit cards

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Low Rate Mastercard®
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases) 11.99% p.a.
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Rates are intended for new Low Rate Mastercard customers only. Fees and charges apply, including an annual fee.
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Large Rewards Mastercard
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 18.50% p.a.
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Rates are intended for new Large Rewards Mastercard customers only. Fees and charges apply, including an annual fee.
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Corporate Mastercard - Corporate and Executive tiers
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 17.99% p.a.
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Rates are intended for new Corporate Mastercard - Corporate and Executive tiers customers only. Fees and charges apply, including an annual fee.
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Rates are subject to change

Our business loans

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Business Low Rate Loan
Rate type Variable rate
Indicative variable rate 5 2.50% p.a.
Business low rate (reference rate) 4.22% p.a.
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Rates are intended for new borrowing only and available on new facilities up to $1,000,000 and maximum 5 year loan term. Minimum loan amount $10,000. A margin may apply to the above rates based on our full credit assessment of your loan application.
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Business FeeSaver Loan
Rate type Variable rate
Indicative variable rate 5 3.77% p.a.
Business FeeSaver rate (reference rate) 4.42% p.a.
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Rates are intended for new borrowing only and available on new facilities up to $1,000,000 and maximum 5 year loan term. Minimum loan amount $10,000. A margin may apply to the above rates based on our full credit assessment of your loan application.
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Business Equity Line
Rate type Variable rate
Indicative variable rate 1 6.23% p.a.
Business Equity Line (reference rate) 7.08% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.

Our business overdrafts

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Business Zero Transaction Account Overdraft
Rate type Rate
Indicative secured variable rate 1 6.14% p.a.
Indicative unsecured variable rate 11.02% p.a.
Variable overdraft reference rate 2 7.02% p.a.
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AgriOne Transaction Account Overdraft
Rate type Rate
Indicative variable rate 1 4.27% p.a.
Variable overdraft reference rate 4.72% p.a.
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Other Overdraft Reference Rates
Rate type Rate
Business overdraft reference rate 3 8.38% p.a.
Small business overdraft reference rate 4 7.93% p.a.
Variable overdraft reference rate 6 6.07% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.