Business product rates

Our business accounts

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Business Zero Transaction Account
Balance Variable rate
All balances Not applicable
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Business High Interest Transaction Account
Balance Variable rate
All balances 0.10% p.a.
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Business TeleNet Saver
Balance
Variable rate
All balances 0.30% p.a.
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Business TD Direct
Term
Maturity/Annually
1 month 1.30% p.a.
2 months 1.30% p.a.
3 months 1.55% p.a.
4 months 1.30% p.a.
5 months 1.30% p.a.
6 months 1.55% p.a.
7 months 1.30% p.a.
8 months 1.30% p.a.
9 months 1.30% p.a.
10 months 1.30% p.a.
11 months 1.30% p.a.
1 year 1.45% p.a.
2 years 1.40% p.a.
3 years 1.40% p.a.
4 years 1.40% p.a.
5 years 1.45% p.a.
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Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.
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Rates are subject to change

Our business credit cards

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Low Rate Mastercard®
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases) 11.99% p.a.
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Rates are intended for new Low Rate Mastercard customers only. Fees and charges apply, including an annual fee.
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Large Rewards Mastercard
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 18.50% p.a.
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Rates are intended for new Large Rewards Mastercard customers only. Fees and charges apply, including an annual fee.
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Corporate Mastercard - Corporate and Executive tiers
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 17.99% p.a.
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Rates are intended for new Corporate Mastercard - Corporate and Executive tiers customers only. Fees and charges apply, including an annual fee.
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Rates are subject to change

Our business loans

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Business Low Rate Loan
Rate type Variable rate
Indicative variable rate 5 4.32% p.a.
Business low rate (reference rate) 5.47% p.a.
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Business FeeSaver Loan
Rate type Variable rate
Indicative variable rate 1 5.42% p.a.
Business FeeSaver rate (reference rate) 5.67% p.a.
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Business Equity Line
Rate type Variable rate
Indicative variable rate 1 7.48% p.a.
Business Equity Line (reference rate) 8.33% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.

Our business overdrafts

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Business Zero Transaction Account Overdraft
Rate type Rate
Indicative secured variable rate 1 7.61% p.a.
Indicative unsecured variable rate 12.27% p.a.
Variable overdraft reference rate 2 8.27% p.a.
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Business High Interest Transaction Account Overdraft
Rate type Rate
Indicative variable rate 1 7.32% p.a.
Variable overdraft reference rate 7.32% p.a.
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AgriOne Transaction Account Overdraft
Rate type Rate
Indicative variable rate 1 5.52% p.a.
Variable overdraft reference rate 5.97% p.a.
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Other Overdraft Reference Rates
Rate type Rate
Business overdraft reference rate 3 9.63% p.a.
Small business overdraft reference rate 4 9.18% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.

Things you should know

1. The indicative variable rate is based on a fully secured loan option.

2. Also known as the Business Market Reference Rate.

3. This reference rate is applicable to the Business Cheque Account, BPay Business Plus, Business Plus Account and Farm Plus Account.

4. This reference rate is applicable to the FreeB Account.

5. Available on new facilities for up to $1m excluding SMSF and Property Development or Property Investment. The indicative variable rate is based on a fully secured loan option. A margin may apply based on our full credit assessment of your loan application. Rates are intended for new borrowing only and subject to change. Subject to fully completed application, including verification documentation, being provided.

Mastercard and the Mastercard brand mark are registered trademarks, and the circles design, Tap & go and smart data are trademarks of Mastercard International Incorporated.