Getting ready to buy a home

From deposit to offer

Not quite ready to buy? Explore your options

Our ultimate first home buyer checklist

Arm yourself with confidence and home buying know-how.

View the checklist

Cut through the jargon

Common (but confusing) home loan and home buying terms explained in plain English.

Home loan glossary

The deposit

• How much deposit will I need?
• Alternative ways to buy your first home
• Getting family help to buy your first home sooner
• How to break up with debt and start saving for your dream digs
  
• Up your adulting game with these 3 first home buyer must-knows

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Crunch the numbers and start planning

How much can I borrow calculator

Calculate your borrowing power and what your repayments might be.

How much can I borrow?

Home loan repayments calculator

Estimate your mortgage repayments and discover how much you could save if you make extra repayments.

Calculate my repayments

Stamp duty and LMI calculator

Get an estimate on stamp duty, LMI and other non-standard home buying fees that come with purchasing a property.

Calculate stamp duty and LMI

Getting conditional approval before you look for a property

It puts you in a stronger position when you’re ready to make an offer and gives you a clear idea of what you can afford.

FInd out more

Looking for a property

• Perth’s top suburbs
• Upfront costs of buying a home
• Top tips for buying your first home
• What to tick off when you’re ready to throw down an offer on your dream digs
  

Looking for an investment property

• The first step to take
• Which investment property is right for you?
• Features to look for in a good investment suburb
• Where to look for property investment advice

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Making an offer or bid

Buying a property at auction

Tips for making a winning offer

Not quite ready to buy?

Food for thought if you’re exploring your options.

• Rentvesting vs. living in your first home
  
• Hold the smashed avo – millennials want home ownership
  
• Understanding the basics of property investment
• Ways to help save for a house deposit
• Things to consider before building
  
• 3 realities of paying off your mortgage when you don’t have a clue

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From making an offer to moving in

You’ve found a home, what's next?

Understand how the home loan application and approval process works, see how to prepare for settlement and more.

See all guides

Need more help?

Talk to a Home Lending Specialist – when and where it suits you.

Enquire now