What happens at the end of my fixed rate home loan period?

If you have a Complete Fixed Home Loan Package, you’ll roll on to our standard variable rate, minus the discount outlined in your loan contract.

If you have a Fixed Rate Home Loan, your loan will revert to our standard variable rate. 

For owner occupiers, the standard variable rate is the Mortgage Shredder Reference Rate. If you’re an investor, it’s the Investor Reference Rate.

We'll send you an Account Position Statement when you roll off your fixed rate term to let you know the new interest rate and repayment amount.

And if you want to fix a new rate for a further period, you can talk through your options with a Home Lending Specialist.

Need more help?

You can message us in the Bankwest App or online banking, or call us – we're here 24/7.