| Balance | Rate |
|---|---|
| $0 to less than $5,000 | n/a |
| $5,000 to less than $20,000 | 0.01% p.a. |
| $20,000 to less than $100,000 | 0.30% p.a. |
| $100,000 to less than $250,000 | 1.05% p.a. |
| $250,000 or more | 1.55% p.a. |
| Balance | Rate | With Bonus Interest Rate* |
|---|---|---|
| $0 to less than $5,000 | 0.01% p.a. | 0.31% p.a. |
| $5,000 to less than $20,000 | 0.01% p.a. | 0.31% p.a. |
| $20,000 to less than $50,000 | 0.01% p.a. | 0.31% p.a. |
| $50,000 to less than $100,000 | 0.25% p.a. | 0.55% p.a. |
| $100,000 or more | 0.45% p.a. | 0.75% p.a. |
* Conditions apply. Bonus interest rate is currently 0.30% p.a.
| Term | $10,000 or more |
|---|---|
| 12 months | 2.20% p.a. |
Interest on maturity effective Wednesday 10 June 2009.
| Balance | Rate |
|---|---|
| All Balances | 0.01% p.a. |
| Balance | Rate |
|---|---|
| $0 to less than $5,000 | 0.01% p.a. |
| $5,001 or more | 0.01% p.a. |
| Home Loan | Rate | Comparison Rate |
|---|---|---|
| Mortgage Shredder Fixed Introductory Rate^ | 7.29% p.a. | 7.51% p.a. |
^ Introductory rate applies for 12 months.
Comparison rate is calculated based on $150,000 over 25 years for a secured loan. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
| Credit Card | Classic | Gold | Platinum |
|---|---|---|---|
| MasterCard | 19.74% p.a. | 19.74% p.a. | 19.74% p.a. |
| Visa | 19.74% p.a. | 19.74% p.a. | n/a |