Personal Loans

Need funds for something you're dreaming about? A Bankwest Personal Loan could make it happen.

how can we help?

new or
used car

Looking for a new or used car?

Afford the car of your dreams sooner with a low rate car loan.
consolidate your debt

Looking to consolidate your debt?

Simplify your finances by consolidating your debt into one easy repayment with an unsecured personal loan.
home renovations

Thinking of home renovations?

Make the home improvements you’ve always wanted with our choice of unsecured personal loans.
dream holiday

Planning your dream holiday?

Turn your dream holiday into a reality with our range of unsecured personal loans.
calculate my repayments
Secured Car Loan
Unsecured Personal Loan
Flexible Personal Loan
what do you get?

a secured loan with our fixed low rate

a fixed rate loan for just about anything

an unsecured fixed rate loan with flexible repayment and redraw options

interest rate
7.99 % p.a.

11.99 % p.a.

14.49 % p.a.

comparison rate
8.76 % p.a.

12.80 % p.a.

15.50 % p.a.

minimum loan amount




maximum loan amount




loan term

3 to 7 years

3 to 7 years

1 to 7 years

application fee




monthly maintenance fee
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Comparison rates for secured and unsecured personal loans are based on a loan amount of $30,000 for a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Representative example of total loan cost: For a Secured Car Loan of $30,000 borrowed over a 5 year term at 7.99% p.a. ( 8.76% p.a. comparison rate ) the total amount payable is $37,720.21 including interest and fees. For an Unsecured Personal Loan of $30,000 borrowed over a 5 year term at 11.99% p.a. ( 12.80% p.a. comparison rate ) the total amount payable is $40,771.11 including interest and fees. For a Flexible Personal Loan of $30,000 borrowed over a 5 year term at 14.49% p.a. ( 15.50% p.a. comparison rate ) the total amount payable is $43,292.95 including interest and fees. These examples are an estimate only and assume all repayments are made on time.

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© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.