It’s easy to protect the things you’ve worked so hard for.

What do you get?

Cover to protect your home, contents and portable contents

Cover to protect your car and yourself

Cover to ease your mind

Cover to protect your lifestyle

Help with your loan repayments if you're unable to meet them due to unexpected events in life like involuntary unemployment, illness, accidental injury and death.


Gap cover of up to 25% on top of your sum insured

Your premium will be calculated with a discount of up to 15% if you apply online*

Up to 10% discount calculated off your premium if you apply online*

Pay monthly for no additional premium

Benefits paid directly to you

Simple application process

Up to $1 million Life Cover giving you peace of mind for your loved ones.

Have peace of mind with 24/7 cover (not just while you are working)


Covers your building and contents for a range of insured events like flood, fire, storm and theft

Comprehensive offers cover for Collision or Impact damage, theft, malicious damage, fire, storm, hail and flood

Flexible payment options, no medicals or specialist tests needed and optional benefits available such as serious illness cover

No medical or specialist tests needed

Coverage 24/7

Includes Terminal Illness cover

Credit Protection Insurance covers you for involuntary unemployment benefits paid regardless of payouts from your employer. After a 30 day excess period on all Accident & Sickness or Involuntary Unemployment claims, regular benefits will be paid until you return to work or the maximum benefits limits are reached.


Important things you should know: CommInsure Home Insurance and CommInsure Car Insurance are issued by Commonwealth Insurance Limited ABN 96 067 524 216/AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned nonguaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124/AFSL 234945 (the Bank) and is the insurer for each of the CommInsure Home and Car Insurance policies. The Bank and its related entities are jointly referred to as the Group. Bankwest, a division of the Bank, is a distributor of CIL’s insurance products. In the ACT, TAS and WA, CIL offers Domestic Workers’ Compensation Cover as an agent for Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz). The Group (other than CIL) does not guarantee the obligations or performance of CIL or Allianz or the products they offer. CIL does not guarantee the obligations or performance of Allianz or the products it offers. This information is provided by CIL and has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. A CommInsure Home Insurance Product Disclosure Statement (PDS), CommInsure Car Insurance Product Disclosure Statement (PDS) and Financial Services Guide (FSG) are available by clicking on the links, at any store or by calling 13 17 19 for a paper copy and should be considered before making any decision about these products. Bankwest will receive a commission payment of up to 20% of the premium for arranging a policy sale. To find out how we manage your personal information, please see our privacy policy.

* Online discount does not apply to Portable Contents Cover when taken as a standalone policy. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.