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Home Loans

Whether you are buying your first home, investing or looking to refinance we can help you.

how can we help?

variable rate

Competitive interest rates as well as great flexibility

Whether you are buying your first home, planning to refinance with Bankwest or looking to invest in property we can help you.

fixed rate

Fix and save with our lowest fixed rate ever!

Fixed Rate Home Loan
2 year fixed term

4.59 % p.a.
fixed rate
5.69 % p.a.
comparison rate
 

Take advantage and lock in a great low rate today.

package home loans

The Complete Home Loan Package

Great benefits for one annual fee $395
 

Would you like to carry out all your banking with one bank? Then the Bankwest Complete Home Loan Package could be what you have been looking for. It allows you to combine your home loan, a credit card and an offset transaction account# into one simple package.

exclusive online offer

Enjoy a low variable online rate

4.88 % p.a.
variable rate*
4.89 % p.a.
comparison rate
 

A home loan that exclusively rewards our online customers.

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tangible
8
1269938440032
1269939987618
1269939987708
1292500580318
Online Home Loan
1269938440012
1269938440032
1269939977416
1269939987618
1269939987708
Super Start Home Loan
1269938440007
1269939977416
1269939987618
1292498943802
Fixed Rate Home Loan
1292503051067
1269938440032
Complete Variable Home Loan
1269938440032
1269939977416
1269939987618
1269939987708
1292498943802
Premium Select Home Loan
1269938440032
1269938440012
1269939987618
1269939987708
1292498943802
Double Deal Home Loan
1292503051067
1269938440007
Complete Fixed Home Loan
1292503051067
1269938440032
Complete Equity Loan
 
what do you get?

A low variable home loan available exclusively online. Minimum loan size $100k.

An intro variable rate home loan with 1.30% p.a. off our standard variable rate^ for the first 3 years. Rate automatically reverts to the Lite Home Loan Reference Rate after the intro period.

A fixed rate loan for up to 5 years with great rates available depending on the loan term you’re looking for.

A discounted variable rate home loan combined in a package with an eligible credit card and the Offset Transaction Account.

A tiered variable rate home loan with a minimum lifetime discount of 0.80% p.a. Ideal for those looking to invest. Minimum loan size $200k.

An intro variable rate home loan with 0.96% p.a. off our standard variable rate^ for the first 2 years of the loan. Automatically reverts to the Regular Saver Home Loan rate after the intro period.

A fixed rate home loan combined in a package with an eligible credit card and the Offset Transaction Account.

A discounted equity loan combined in a package with an eligible credit card. The equity loan can be used as a transaction account.

 
interest rate
variable rate
4.88% p.a. *
variable rate
4.59% p.a. *
(for the first 3 years)
fixed rate
4.59% p.a.
(2 year term)
variable rate
5.09% p.a.
(various rate tiers apply)
variable rate
5.09% p.a. *
variable rate
4.93% p.a. *
fixed rate
4.59% p.a.
(2 year fixed term)
variable rate
5.19% p.a.
(various rate tiers apply)
 
comparison rate

4.89% p.a.

5.45% p.a.

5.69% p.a.
(2 year term)
5.48% p.a.

5.10% p.a.

5.31% p.a.
fixed rate
5.34% p.a.
(2 year fixed term)

n/a

 
interest only payment option

up to 5 years

up to 5 years

up to 5 years

up to 5 years

up to 5 years

up to 5 years

up to 5 years

n/a

 
available loan size

$100,000 to $1Mil

$20,000+

$20,000+

$200,000+

$200,000+

$20,000+

$200,000+

$200,000+

 
application fee
(limited time offer)
$0
$0
$295
$0
$0
$0
$0
$0
 
ongoing fees
$0
$0 loan maintenance fee
$12 monthly loan maintenance fee (during the fixed term)
$395 annual package fee
$0
$0
$395 annual package fee
$395 annual package fee
 
 
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view more features & rates
 

^ The standard variable rate is the variable Mortgage Shredder Reference Rate.
* Available for new borrowings only.
# Offset Transaction Account not available with Complete Equity Loan.

 

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. For Complete Variable and Fixed Home Loans: Comparison rate is calculated on the statutory assumption of a $150,000 loan over 25 years but the minimum required loan amount is $200,000. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Important things you should know: Rates subject to change. Online Home Loan: not available for construction, refinance of existing Bankwest home loans, or to companies or trusts. Super Start Home Loan and Double Deal Home Loan: available to individuals and for new borrowings only. Not eligible to be transferred into.​ Premium Select home loan: only available to individuals, trusts and non-trading companies. Complete Home Loan Package: also referred to as ‘package’ and is available to individuals (including individual trustees of family trusts). Package must include an eligible home loan, credit card and (unless you hold only a Complete Equity Loan) an Offset Transaction Account. Minimum initial loan size $200,000. Under the package, only one Bankwest More Platinum MasterCard account or Bankwest Qantas Platinum MasterCard account is allowed per customer. The Complete Home Loan Package ends when all home loans included in the package are closed. Offset Transaction Account: Offset facility not available to companies, businesses and trading family trusts.

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