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Home Loans

Whether you are buying your first home, investing or looking to refinance we can help you.

how can we help?

variable rate

Competitive interest rates as well as great flexibility

Whether you are buying your first home, planning to refinance with Bankwest or looking to invest in property we can help you.

fixed rate

Fix your rate and save for longer

2 year fixed term

4.84 % p.a.
fixed rate
5.73 % p.a.
comparison rate
 

Take advantage and lock in a great low rate today.

package home loans

The Complete Home Loan Package

Great benefits for one annual fee $395
 

Would you like to carry out all your banking with one bank? Then the Bankwest Complete Home Loan Package could be what you have been looking for. It allows you to combine your home loan, a credit card and an offset account into one simple package.

exclusive online offer

Enjoy a low variable online rate

4.88 % p.a.
variable rate*
4.89 % p.a.
comparison rate
 

A home loan that exclusively rewards our online customers.

home loan calculators
tangible
8
1269938440032
1269939987618
1269939987708
1292500580318
Online Home Loan
1292503051067
1269938440032
Complete Variable Home Loan
1269938440032
1269939977416
1269939987618
1269939987708
1292498943802
Premium Select Home Loan
1269938440032
1269938440012
1269939987618
1269939987708
1292498943802
Double Deal Home Loan
1292503051067
1269938440007
Complete Fixed Home Loan
1269938440007
1269939977416
1269939987618
1292498943802
Fixed Rate Home Loan
1292503051067
1269938440032
Complete Equity Loan
1269938440032
1269939987618
1269939987708
1269939987724
Seniors Equity Release Home Loan
 
what do you get?

A low variable home loan available exclusively online. Minimum loan size $100k.

A discounted variable rate home loan combined in a package with an eligible credit card and the Offset Transaction Account.

A tiered variable rate home loan with a minimum lifetime discount of 0.80% p.a. Ideal for those looking to invest. Minimum loan size $200k.

An intro variable rate home loan with 1.01% p.a. off our standard variable rate for the first 2 years of the loan. Automatically reverts to the Regular Saver Home Loan rate after the intro period.

A fixed rate home loan combined in a package with an eligible credit card and the Offset Transaction Account.

A fixed rate loan for up to 5 years with great rates available depending on the loan term you’re looking for.

A discounted equity loan combined in a package with an eligible credit card and the Offset Transaction Account.

Designed with retirees in mind this variable rate home loan could allow you to unlock up to 25% of the value of your property.

 
interest rate
variable rate
4.88% p.a. *
variable rate
5.09% p.a.
(various rate tiers apply)
variable rate
5.09% p.a. *
variable rate
4.88% p.a. *
fixed rate
4.84% p.a.
(2 year fixed term)
fixed rate
4.84% p.a.
(2 year term)
variable rate
5.19% p.a.
(various rate tiers apply)
variable rate
6.74% p.a.
 
comparison rate

4.89% p.a.

5.48% p.a.

5.10% p.a.

5.30% p.a.
fixed rate
5.39% p.a.
(2 year fixed term)
5.73% p.a.
(2 year term)

n/a

6.78% p.a.
 
interest only payment option

up to 5 years

up to 5 years

up to 5 years

up to 5 years

up to 5 years

up to 5 years

n/a

n/a

 
available loan size

$100,000 to $1Mil

$200,000+

$200,000+

$20,000+

$200,000+

$20,000+

$200,000+

$20,000 - $250,000

 
application fee
(limited time offer)
$0
$0
$0
$0
$0
$295
$0
$0
 
ongoing fees
$0
$395 annual package fee
$0
$0
$395 annual package fee
$12 monthly (during the fixed period)
$395 annual package fee
Included in your loan
 
 
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view more features & rates
 

* Available for new borrowings only
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

 

Complete Variable and Fixed Home Loans:
Comparison rate is calculated on the statutory assumption of a $150,000 loan over 25 years but the minimum required loan amount is $200,000. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

 

Important things you should know: The standard variable rate is the Bankwest Mortgage Shredder Reference rate. Rates subject to change. Online Home Loan: not available for construction, refinance of existing Bankwest home loans, or to companies or trusts. Premium Select home loan: only available to individuals, trusts and non-trading companies. Double Deal Home Loan: only available to individuals. Offset Transaction Account: Offset facility not available to companies, businesses and trading family trusts. Complete Home Loan Package: The Complete Home Loan Package is available to individuals including trustees of family trusts. The Complete Home Loan Package ends when all home loans included in the package are closed. Under the package, only one Bankwest More Platinum MasterCard account or Bankwest Qantas Platinum MasterCard account is allowed per customer.

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