Complete Home Loan Package small print

Important things you should know: Bankwest is a division of the product issuer, Commonwealth Bank of Australia ABN 48 123 123 124 AFSL/Australian credit licence 234945. Rates subject to change. The Complete Home Loan Package is available to individuals and non-trading family trusts and other lending and eligibility criteria apply. The Complete Home Loan Package is closed when all home loans included in the package are closed. Minimum loan package size for additional borrowings thereafter is $20,000. Under the package, only one Bankwest More Platinum MasterCard or Bankwest Qantas Platinum MasterCard account is allowed per customer.

Additional margins apply on selected fixed rate terms when the loan purpose is for investment purposes. This includes but is not limited to, funds for shares, land, construction or an established dwelling (including re-finance of investment loans) for investment purposes. Where a loan contains multiple purposes, if any purpose is for investment purposes then the additional margin will apply to the whole facility.

For the Offset Transaction Account, you should consider the Product Disclosure Statement (PDS) and whether the product is right for you. A PDS is available from your local Bankwest store, from bankwest.com.au or by calling 13 17 19. Account holders must be 18 years or older. Other fees and charges, including Overseas ATM Access and Foreign Transaction Fees, may apply – Offset Transaction Account is not available with the Complete Equity Loan.

Comparison rate is calculated on the statutory assumption of a $150,000 loan over 25 years but the minimum required loan amount is $200,000. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING : This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Qantas Platinum MasterCard: Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only. Exclusions, limitations and points caps apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Complimentary Qantas Frequent Flyer membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program which can be found at qantas.com/frequentflyer
Further information about Bankwest Qantas Reward programs are outlined in Bankwest Qantas Rewards Terms and Conditions. (PDF).

More Platinum MasterCard: Introductory 28,000 bonus points are only available to new customers who apply for a More Platinum MasterCard from 28 April 2015. More Reward Points, including any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, including any Bonus Points, once you have spent at least $1,500 on eligible purchases. These bonus points are subject to change. Bonus points are not available for existing Bankwest credit cards converted to a Bankwest More MasterCard. Rates are subject to change.

Bankwest More Rewards and Bankwest Qantas Rewards programs: Bankwest More Rewards and Bankwest Qantas Rewards are separate programs. Further information about Bankwest Reward programs are outlined in  Bankwest More Rewards Terms and Conditions (PDF). Limitations and exclusions apply to Bankwest Complimentary Credit Card Insurance. Further information is outlined in the Complimentary Credit Card Insurance (PDF).

Further information about Platinum Concierge Services is outlined in the World and Platinum Concierge Services and Conditions of Use (PDF) or call our 24/7 toll free number 1800 038 298. MasterCard is a registered trademark, and the circles design is a trademark of MasterCard International Incorporated.

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If you would like to talk to someone regarding this home loan please call us on 13 17 19.

Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.