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Zero MasterCard®
$0 Annual Fee Credit Card

With the Zero MasterCard you will receive:

Check out the table below for the raft of benefits you could enjoy.

Zero Gold
Zero Platinum
Annual fee $0 $0 $0
Minimum credit limit $1,000 $5,000 $6,000
Foreign transaction fees waived
on online and overseas purchases*
no no yes
Worldwide emergency card replacement
free free free
Standard interest free days on purchases#
up to 55 days up to 55 days up to 55 days
Complimentary Credit Card Travel Insurance^
(for the family when you purchase return tickets)
Travel period per trip             - up to 3 months up to 6 months
Medical & hospital cover             - unlimited unlimited
Loss/damage/theft             - up to $15,000 up to $30,000
Delayed baggage             - up to $1,200 up to $1,200
Car hire insurance excess             - up to $2,250 up to $3,000
Purchase security cover^
(3 months of free insurance against loss, theft or accidental damage on personal goods purchased anywhere in the world)
             - $125,000 maximum annual claim $125,000 maximum annual claim
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# A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement.

* Foreign transactions fees waived for online and overseas purchases. Other fees and charges including overseas ATM access fees may apply.

^ Limitations and exclusions apply. See Complimentary Credit Card Insurance booklet for details.

Important things you should know:
Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Rates are subject to change. Foreign transaction fee includes overseas and foreign transactions. Overseas ATM access fee may apply. One Bankwest Zero MasterCard per customer. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the standard rate will apply to balance transfers. Minimum balance transfer amount $500. Only non-Bankwest branded credit cards can be balance transferred to a Bankwest Zero MasterCard. A request will only be processed up to 95% of your approved credit limit. Information about Bankwest Zero MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use . MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945.

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