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Low ongoing purchase rate
No annual fee
Qantas points
Reward points
learn more
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what do you get?

our low ongoing purchase interest rate credit card

zero annual fee!

earn up to 0.75 Qantas Point for every $1 you spend on eligible purchases

earn Reward Points on your everyday eligible purchases!

 
introductory balance transfer rate

x

2.99% p.a. for 9 months

2.99% p.a. for 9 months

2.99% p.a. for 9 months

 
introductory purchase rate for a limited time

0% p.a. for 3 months

x

x

x
 
ongoing balance transfer rate and purchase rate
12.99% p.a.
17.99% p.a.
20.49% p.a.
19.99% p.a.
 
interest free days on purchases#

up to 55 days

up to 55 days
up to 55 days
up to 55 days
 
annual fee

Bankwest Breeze: $59
Bankwest Breeze Gold: $89
Bankwest Breeze Platinum: $99
( $0 for the first year for a limited time)

Zero: $0
Zero Gold: $0
Zero Platinum: $0

Qantas: $100
Qantas Gold: $150
Qantas Platinum: $160

More: $70
More Gold: $120
More Platinum: $130

 
cash advance rate
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
 
minimum credit limit

Bankwest Breeze: $1,000
Bankwest Breeze Gold: $5,000
Bankwest Breeze Platinum: $6,000

Zero: $1,000
Zero Gold: $5,000
Zero Platinum: $6,000

Qantas: $1,000
Qantas Gold: $5,000
Qantas Platinum: $6,000

More: $1,000
More Gold: $5,000
More Platinum: $6,000

 
foreign transaction fee

waived for platinum cardholders

waived for platinum cardholders

waived for platinum cardholders

waived for platinum cardholders

 
available as part of the Complete Home Loan Package

x

x

Bankwest Qantas Platinum MasterCard only

Bankwest More Platinum MasterCard only

 
Complimentary Credit Card Travel Insurance for you and your family

included with Bankwest Breeze Gold & Bankwest Breeze Platinum

included with Zero Gold & Zero Platinum

included with Bankwest Qantas Gold & Bankwest Qantas Platinum

included with More Gold & More Platinum

 
purchase security and extended warranty insurance

up to 12 months with Bankwest Breeze Gold & Bankwest Breeze Platinum

up to 12 months with Zero Gold & Zero Platinum

up to 12 months with Bankwest Qantas Gold & Bankwest Qantas Platinum

up to 12 months with More Gold & More Platinum

 
read the small print  
   

# A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement.

Bankwest More Rewards and Bankwest Qantas Rewards are separate programs. Bankwest More Rewards and Bankwest Qantas Rewards exclusions, limitations and points caps apply. Qantas Points and Bankwest More Rewards are earned on eligible purchases only. Points earned and redemption values subject to change.

* Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only. Exclusions, limitations and points caps apply. The total Qantas Points (including any Bonus Points) that can be earned in Each Year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic MasterCard; 66,667 Qantas Points if your Card is a Bankwest Qantas Gold MasterCard; and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum MasterCard. Qantas points, including any bonus points, will only be transferred to your Qantas Frequent Flyer Account at the end of the 2 month period from account opening and once you have spent at least $1500 on eligible purchases. Point redemption values subject to change. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. Complimentary Qantas Frequent Flyer membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program.

More Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. More Reward Points, including any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, including any Bonus Points, once you have spent at least $1,500 on eligible purchases. One Bankwest More MasterCard account per customer.

Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the standard rate will apply to balance transfer. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit.  Only non-Bankwest-branded credit cards can be balance transferred to Bankwest MasterCards.

Introductory rate on eligible purchases available to new Bankwest Breeze MasterCard customers who apply and are approved for a Bankwest Breeze MasterCard from 6 July 2015 to 30 September 2015. Introductory rate on purchases excludes cash advances and balance transfers and applies from the date the card is opened, regardless of when any purchase is processed by us. After the introductory period, the standard purchase rate will apply.

Annual fee is waived for the first year for new Bankwest Breeze MasterCard applications received from 6 July 2015 to 30 September 2015 (annual fee will apply to applications received outside these dates). Annual fee will be payable after the first year and in subsequent years after the anniversary of the card opening.

The promotions on this page are stand-alone and cannot be used in conjunction with any other promotion currently available from Bankwest.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.

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