Large Rewards MasterCard® small print

Further information about our Bankwest Business MasterCard is outlined in our Business MasterCard Terms and Conditions and Commercial Card Account Access Conditions of Use.

Further information about our Bankwest Business Rewards is outlined in our Business Rewards Terms and Conditions.

Balance transfers exclude cash advances and applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us. Balance transfer rate applies to non-Bankwest credit cards only. Balance transfer requests will only be processed up to 95% of the approved credit limit.

^ Introductory bonus points offer: This offer is available for a limited time and only to new MasterCard Large Rewards customers who apply for a MasterCard Large Rewards card from 15 June 2015 and meet minimum spend requirements. The number of bonus points is 28,000 for new MasterCard Large Rewards. You will only be able to earn the bonus points when you have spent at least $2,500 on eligible purchases within 3 months from account opening. Reward bonus points, will only be transferred to your account at the end of the 3 month period from account opening and if you have met minimum spend requirements. These bonus points are subject to change. This offer does not apply to existing Bankwest credit card customers who upgrade or vary their existing credit card.

The primary cardholder takes personal liability for all transactions on the account.

Reward points are not earned on cash advances. You must have held your card account for at least 60 days before you can redeem any points for rewards. Earn 1 point per $1 spend on eligible purchases only. Excludes balance transfers, cash advances, fees, charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent and payments and purchases which are refunded or reimbursed. The earning and redemption of rewards points (including available rewards and points restrictions) is subject to the Bankwest Business Rewards Terms and Conditions.

Interest free days applies to credit purchases only, when the closing account balance of that statement of account, including the full closing account of the immediately preceding statement of account has been paid in full by the due date. Excludes cash advances. Interest on cash advance transactions is calculated from the date the transaction is debited to your card account.