payment cut-off times

If you're looking to pay a bill or transfer money to an account within Australia or overseas, you should be aware of certain cut-off times.

Online banking

Payments submitted before the cut-off times below will be processed on the same business day. Payments made after the cut-off times on a business day, on weekends or on a public holiday will be processed on the next business day.

Bankwest Online Banking (BOB) payment cut-off times
Payment scenario Payment types Cut-off time (AWST)* Funds available in recipient's account
Transfer money between your Bankwest accounts Internal Transfer, Linked Account transfer 8:00pm Immediately
Make a credit card or loan repayment between your Bankwest accounts Internal Transfer, Linked Account transfer 8:00pm Immediately
Send money to another Bankwest account Pay AnyBody
 
8:00pm Same business day
Transfer money between your linked account at another bank Linked Account Transfer 3:00pm Within 3 business days
Send money to an account at another Australian bank Pay AnyBody 3:00pm Within 3 business days
Pay your bills via BPAY® BPAY 4:00pm^ Within 3 business days
Send money overseas International Transfer 5:00pm 3 – 5 business days

* Your statements will show the transaction occurring on the next business day if made after 8pm AWST on a business day, on weekends or on a public holiday.
^ BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days.


Bankwest stores

International Transfers and Real Time Gross Settlements must be made in store and received by the back office by the following cut off times to ensure they are processed the same day. Payment requests received after these times will be processed the following business day.

NOTE: Times below are subject to change depending on Daylight Savings, AEST.

Bankwest store cut-off times
Payment types Cut-off time (AWST)* Funds available in recipient's account
Real Time Gross Settlements 12:15pm Same business day
International Transfer 1:45pm (previous business day) Japanese Yen
(JPY) ¥
3 – 5 business days
1:45pm (previous business day) Singapore Dollar (SGD) S$
1:45pm (previous business day) Hong Kong Dollar (HKD) HK$
8:15am Papua New Guinea Kina (PGK) K
8:15am New Zealand Dollar (NZD) $
12:15pm Australian Dollar (AUD) $
1:45pm All other currencies

* Your statements will show the transaction occurring on the next business day if made after 8pm AWST, on weekends or on a public holiday.

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