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Everyday Accounts

Choose to save on ATM fees, earn Qantas Points or earn high interest from our award winning everyday bank accounts

how can we help?

save on
ATM fees

Save on ATM fees

Access your money easily with no ATM fees across Australia's largest bank ATM network.
discounts & rewards

Discounts & Rewards

Be rewarded for your everyday banking with Qantas Points or More Rewards points

Are you a Student? Get discounts on your favourite brands with the StudentEdge Debit MasterCard®.

earn
interest

Earn high interest

Get more from your everyday bank account

Choose from a Retirement Advantage Account if you are 55+, a Hero Transaction account if you are 18+ or a Children’s Savings Account for kids under 15. Apply today and start saving!

no monthly min. deposit

No minimum monthly deposit required

Looking for an account with no regular deposit requirements?

Choose an everyday bank account with low or no monthly fees.

tools & calculators
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Save on ATM Fees
Australia’s first!
No monthly account fees
For the Online Savvy
Get Rewarded
Earn Interest
For the 55+
Face to Face Banking
Starting Out
 
what do you get?

Pay no ATM fees at over 10,000 major bank ATMs nationwide^

Earn Qantas Points on eligible purchases & on your account balance 365 days a year. Up to 10,000 bonus Qantas Points^^ for new transaction account customers only.

No ATM fees at Bankwest and CommBank ATMs in Australia

Unlimited domestic electronic transactions for a monthly fee and no minimum deposit

Reward yourself with vouchers, flights or merchandise from over 3,000 retailers

2.25% p.a. variable interest paid on balances up to $5,000

Unlimited domestic electronic, counter and cheque withdrawals plus free ATM access at all Bankwest and CommBank ATM’s in Australia

Unlimited over the counter transactions for monthly fee and no minimum deposit

Fee free banking for children under 15 and 2.20% p.a. variable rate on balances $10,000 and over#

 
monthly fees

$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. salary)

$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. salary)

$0

$3.99

$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. salary)

$0 monthly maintenance fees when you deposit at least $2,000 per month (e.g. salary)

$0

$5.00

$0

 
free ATM access at…

over 10,000 ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

all Bankwest & CommBank ATMs Australia wide

N/A

 
access to Debit MasterCard®*
Available
Available
Available
Available
Available
Available
Available
Available

x

 
optional Platinum Debit MasterCard*
Available
Available

x

x

Available
Available
Available

x

x

 
variable interest rates

N/A

0.01% p.a.

0.20% p.a.
on balances over $50,000

0.01% p.a.

0.01% p.a.

2.25% p.a.
on balances up to $5,000

3.00% p.a.
on balances over $48,000

0.01% p.a.

2.20% p.a.
on balances over $10,000

 
other interest rates & tiers

x

x

x

x

x

click here for more rates

Other rates of interest apply for amounts under $48,000. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier

x

 
good to know

this account is limited to one per customer

this account is limited to one per customer

if you are less than 15 years old, apply in store

x

this account is limited to one per customer

this account is limited to one per customer

x

x

apply in store only

 
 
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view more features & rates
 

^^ The 10,000 Bonus Qantas Points Promotion is a stand-alone promotion and is available to new Bankwest transaction account customers who open a Bankwest Qantas Transaction Account on or before 29 February 2016 and meet the following criteria: for 6 consecutive calendar months from the day your account is opened, deposit at least $2,000 per month (e.g. your salary) and spend $500 per month on eligible purchases. After 3 calendar months from account open, if you have satisfied the deposit and spend criteria, 5,000 Qantas Points will be credited to your Qantas Frequent Flyer account within 60 days. After 6 calendar months from account open, if you have satisfied the deposit and spend criteria the remaining 5,000 Qantas bonus points will be credited to you Qantas Frequent Flyer account within 60 days. If you do not meet the eligibility criteria in the first three calendar months, you will not be entitled to any bonus Qantas Points. Bankwest Qantas Transaction Account must be open at time of Qantas Points payment and linked to a valid Qantas Frequent Flyer account to receive bonus Qantas Points. If you already hold an existing Bankwest transaction account or have closed one in the last 30 days or if you have previously held a Bankwest Qantas Transaction Account then you will not be eligible for this promotion. The 10,000 bonus Qantas Points promotion is subject to change, promotion ends 29 February 2016.

^ $0 ATM fee applicable at Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and Bank of SA ATMs Australia wide. Other fees and charges, including overseas ATM access fees and foreign transaction fees may apply.

 Other fees and charges, including Direct Charges levied by other Bank ATM’s, overseas ATM access, Foreign Transaction, Honour and Dishonour Fees, may apply.

# This rate applies on balances $10,000 to <$20,000. Balances of $20,000 and over are paid a higher variable rate.

* For Easy, Hero, Rewards and Bankwest Qantas Transaction Accounts: Debit MasterCard is available to Australian Citizens, Temporary or Permanent Residents over 18 with an Australian residential address. For Student, Retirement Advantage, Lite Direct and Lite Transaction Accounts: Debit MasterCard is available to Australian Citizens, Temporary or Permanent Residents over 16 with an Australian residential address. To be eligible for Platinum Debit MasterCard a minimum of $4,000 must be deposited in the account each month.

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program which can be found at qantas.com/terms. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Program Terms & Conditions . You will earn 0.4 Qantas Points each day for every $100 of your account balance and 5 Qantas Points per eligible transaction.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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