Bank accounts

Looking to save on fees? Choose one of our simple everyday transaction accounts.

Our everyday banking accounts

Slice and dice to save on home loan interest

Offset Transaction Account

Pay less interest on your home loan

Link your everyday account to your eligible Bankwest home loan. 4 Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.

  • Open up to nine offset accounts per loan to help you manage your funds.

100%

Offset available on variable home loans

A new look bank card, designed for accessibility

All Bankwest debit cards now feature a vertical design and built-in notch so you know which way to insert your card at the checkout and ATM. Plus, the card number, signature panel and expiry date are on the back, helping to keep all card details safe and secure.

Our bank account features

Less fees

We won't charge foreign transaction or ATM fees at home or overseas. 1 Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​

Digital cards

Link your card to your digital wallet so that you can pay with your phone when you’re on the go.

Instant card lock

Temporarily lock your card 24/7 in online banking or the app.

Handy banking tools and guides

Need help choosing a bank account?

Speak with someone from the team today.

  1. Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​
  2. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
  3. Rate earned varies depending on the account balance. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
  4. Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.

Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).

Consider the applicable product PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change.

Easy Alerts are available for mobile personal banking accounts on eligible devices in which you have the Bankwest App installed and notifications enabled. Limited alerts only are available for credit products. Consider the Product Disclosure Statement (PDS) and Bankwest App Terms of Use available from Bankwest before deciding whether the product is right for you. Fees and charges may apply with the App.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.