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Credit Cards

What are you looking for in a credit card?

how can we help?

balance transfer

Looking for a low balance transfer rate?

Transfer your existing non-Bankwest credit card balance to a new Bankwest credit card and benefit from our low balance transfer rates.

low rate

Looking for a low interest rate?

The Breeze MasterCard might be for you

You will enjoy a great low purchase rate.

no annual fee

Looking for no annual fee?

$0
annual
fee


Looking for a credit card where you'll pay no annual fee? You've found it. The Bankwest Zero MasterCard offers you exactly this.

cards with rewards

Be rewarded with Qantas Points or Reward Points

More Platinum cardholders earn up to 2 points per $1 spent on eligible purchases

tangible
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Low rate
No annual fee
Qantas points
Reward points
 
what do you get?

Enjoy our lowest ongoing purchase rate. New Bankwest Breeze MasterCard customers only.*

zero annual fee!

50,000 bonus Qantas Points for new Bankwest Qantas Platinum MasterCard credit card customers1. Minimum spend and T&Cs apply.

Earn 1 Qantas Point per $2 spent on eligible purchases

Earn Reward Points on your everyday eligible purchases

 
introductory balance transfer rate

2.99% p.a. for 9 months

2.99% p.a. for 9 months

2.99% p.a. for 9 months

2.99% p.a. for 9 months

 
annual fee

Annual fee waived for the first year for a limited time**

Bankwest Breeze: $89
Bankwest Breeze Gold: $89
Bankwest Breeze Platinum: $99

Zero: $0
Zero Gold: $0
Zero Platinum: $0

Qantas: $100
Qantas Gold: $150
Qantas Platinum: $160

More: $70
More Gold: $120
More Platinum: $130

 
ongoing balance transfer rate and purchase rate
8.99% p.a.*
17.99% p.a.
20.49% p.a.
19.99% p.a.
 
interest free days on purchases#

up to 55 days

up to 55 days
up to 44 days
up to 44 days
 
 
learn more
learn more
learn more
learn more
 
view more features & rates
 

# A purchase will only be interest free if you pay in full by their due dates the closing balance (including amounts for any cash advances and balance transfers) of both the account statement which lists the purchase and preceding account statement.

Bankwest More Rewards and Bankwest Qantas Rewards are separate programs. Bankwest More Rewards and Bankwest Qantas Rewards exclusions, limitations and points caps apply. Qantas Points and Bankwest More Rewards are earned on eligible purchases only. Points earned and redemption values subject to change.

1 The 50,000 bonus Qantas Points promotion is only available for new Bankwest Qantas MasterCard customers who apply for a Bankwest Qantas Platinum MasterCard credit card between 01 August and 30 September 2016, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening. Bonus points are subject to change. Bonus Qantas Points will be transferred to your account within four months of account opening. This promotion does not apply to existing Bankwest credit card customers who upgrade or vary their existing credit card. Also not available to Complete Home Loan Package customers. Bonus points will contribute to the annual points cap. The total Qantas Points (including any bonus points) that can be earned each year using the Bankwest Qantas Platinum MasterCard is 200,000.

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic MasterCard; 66,667 Qantas Points if your Card is a Bankwest Qantas Gold MasterCard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum MasterCard. Qantas Points, including any bonus points on your Qantas Gold or Qantas Classic MasterCard, will only be transferred to your Qantas Frequent Flyer Account at the end of the 2 month period from account opening and once you have spent at least $1,500 on eligible purchases. 

More Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. More Reward Points, including any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, including any bonus points, once you have spent at least $1,500 on eligible purchases. One Bankwest More MasterCard account per customer.

* The 8.99% p.a. ongoing purchase rate promotion is available for a limited time only to new Bankwest Breeze MasterCard customers who apply for a Bankwest Breeze MasterCard from 1 August 2016 until the promotion ends, and are approved. Excludes cash advances (rate 21.99% p.a. applies). One Bankwest Breeze MasterCard per customer.

** For a limited time, annual fee is waived for the first year for new Bankwest Breeze MasterCard applications received from 01 August 2016 until the promotion ends. Annual fee will be payable from the end of the first year and in subsequent years after the anniversary of the card opening. Applications received outside of the promotional period and transfers from existing Bankwest credit cards into a new Bankwest Breeze MasterCard are not eligible for the annual fee waiver.

Introductory rate on balance transfers is available to new credit card customers only. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be the current ongoing interest rate for purchases and balance transfers. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest MasterCard credit cards.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Bankwest SWIFT code: BKWAAU6P | Find your BSB by logging into Online Banking.

© 2016 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.