Withdrawn product rates

Rates listed are for products that are no longer available for sale.

Savings accounts

Children’s Savings Account
Balance Variable rate
$0 to $2,999.99
2.05% p.a.
$3,000 to $9,999.99
2.05% p.a.
$10,000 to $19,999.99
2.10% p.a.
Over $20,000
2.15% p.a.
Children’s Savings Account
Balance
Variable rate
$0 to $2,999.99
2.05% p.a.
$3,000 to $9,999.99
2.05% p.a.
$10,000 to $19,999.99
2.10% p.a.
Over $20,000
2.15% p.a.

Interest is calculated at the applicable rate on the entire balance.

TeleNet Saver
Rate type Variable rate
Variable standard interest rate
1.00% p.a.
TeleNet Saver
Rate type
Variable rate
Variable standard interest rate
1.00% p.a.

Term deposits

TD at Call
Term Maturity/Annually Half-yearly Quarterly Monthly
1-31 days
0.10% p.a.
not applicable
-
not applicable
-
not applicable
-
TD at Call
Term
Maturity/Annually
Half-yearly
Quarterly
Monthly
1-31 days
0.10% p.a.
not applicable -
not applicable -
not applicable -

Rates displayed are current and were last updated on 18 November 2020.
Interest rates on offer may vary at any time without notice.

Bank accounts

Complete Account
Balance Rate
All balances
0.01% p.a.
Complete Account
Balance
Rate
All balances
0.01% p.a.
Hero Transaction Account
Balance Variable rate
$0 up to $5,000.99
0.10% p.a.
$5,001 or more
0.00% p.a.
Hero Transaction Account
Balance
Variable rate
$0 up to $5,000.99
0.10% p.a.
$5,001 or more
0.00% p.a.

Business products

AgriOne Transaction Account Overdraft
Rate type Rate
Indicative variable rate 1
8.52% p.a.
Variable overdraft reference rate
8.97% p.a.
AgriOne Transaction Account Overdraft
Rate type
Rate
Indicative variable rate 1
8.52% p.a.
Variable overdraft reference rate
8.97% p.a.
Business Equity Line
Rate type Variable rate
Indicative variable rate 1
10.48% p.a.
Business Equity Line (reference rate)
11.33% p.a.
Business Equity Line
Rate type
Variable rate
Indicative variable rate 1
10.48% p.a.
Business Equity Line (reference rate)
11.33% p.a.
Business TD Direct
Term
Maturity/Annually
1 month
1.25% p.a.
2 months
1.50% p.a.
3 months
3.50% p.a.
4 months
3.55% p.a.
5 months
3.65% p.a.
6 months
3.75% p.a.
7 months
3.80% p.a.
8 months
3.85% p.a.
9 months
4.00% p.a.
10 months
4.05% p.a.
11 months
4.10% p.a.
1 year
4.25% p.a.
2 years
4.00% p.a.
3 years
4.00% p.a.
4 years
4.00% p.a.
5 years
4.00% p.a.
Business TD Direct
Term
Maturity/Annually
1 month
1.25% p.a.
2 months
1.50% p.a.
3 months
3.50% p.a.
4 months
3.55% p.a.
5 months
3.65% p.a.
6 months
3.75% p.a.
7 months
3.80% p.a.
8 months
3.85% p.a.
9 months
4.00% p.a.
10 months
4.05% p.a.
11 months
4.10% p.a.
1 year
4.25% p.a.
2 years
4.00% p.a.
3 years
4.00% p.a.
4 years
4.00% p.a.
5 years
4.00% p.a.

Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.

Low Rate Mastercard®
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases)
11.99% p.a.
Low Rate Mastercard®
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases)
11.99% p.a.

Rates are intended for new Low Rate Mastercard customers only. Fees and charges apply, including an annual fee.

Large Rewards Mastercard
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases)
18.50% p.a.
Large Rewards Mastercard
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases)
18.50% p.a.

Rates are intended for new Large Rewards Mastercard customers only. Fees and charges apply, including an annual fee.

  1. The indicative variable rate is based on a fully secured loan option.