Car insurance

Be prepared for the unexpected with cover through our partner CommInsure.

Benefits

Save on premiums 

Your premium will be calculated with a discount of up to 10% if you apply online. 1 This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.  Close

Flexible options 

Flexibility to increase your cover or reduce your premium.

Three types of cover 

You have the choice between Comprehensive, Third Party Property Damage, Fire and Theft, and Third Party Property Damage.

Car insurance options 

Comprehensive
Cover

Cover for a range of insured events including collision or impact damage, theft, malicious damage, fire, hail and flood. Some of the benefits included at no additional cost are hire car following theft and emergency repairs. You can also choose to add the following Cover Options to your cover:

  • Hire car following an incident
  • Removal of excess for glass damage
  • No Claim Discount protection
  • Driver age restriction - no cover for drivers under the age of 30

Third Party Property Damage + Fire and Theft

Cover for your vehicle if it’s damaged by fire or theft. It also includes legal liability cover for damage to other people’s property caused by your vehicle, up to $20 million in total. Up to $5,000 for damage from an uninsured driver. Benefits included at no additional cost are:

  • Liability for damage caused to other people's property caused by a substitute vehicle 
  • Towing and storage costs
  • Temporary cover for a replacement vehicle

Third Party Property Damage Cover

Legal liability cover for damage to other people's property caused by your vehicle up to $20 million in total. Up to $5,000 for damage from an uninsured driver. Benefits included at no additional cost are:

  • Liability for damage caused by a substitute vehicle
  • Temporary cover for a replacement vehicle

View the product disclosure statements and important information for car insurance 

Get a quote 

Get your car insurance quote in just a few minutes. 

You can decide if you want to proceed to apply online or save the quote for later. 

Make a claim

For home insurance claims, please call 13 24 23. To follow up an existing claim, email myclaim@comminsure.com.au.

What you need to make a claim 

What you need to make a claim:

  • The name, residential address and contact phone number of any drivers in the accident

  • The registration number of any other vehicles involved in the accident

  • The name and address of any witnesses to the incident

  • Your entitlement to input Tax Credits (iTC), if you're registered or should be registered for Goods and Services Tax (GST) purposes. You won't be covered for any fines, penalties or tax charges if the information you provide is incorrect. 

Glass claims:

CommInsure's relationship with O'Brien® means you'll have access to their "repair first" philosophy which will see you back on the road faster. If you need to make a glass claim, you can book an appointment online or call 1800 034 101.  

 

 

Things you should know 

1. This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless we have advised in the promotional offer that this discount will apply. We may remove or change this discount effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

This insurance is issued by Commonwealth Insurance Limited ABN 96 067 524 216/AFSL 235030 (CIL). CommInsure is a registered business name of CIL. CIL is a wholly owned non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124/AFSL 234945 (the Bank) and is the insurer for the CommInsure Car Insurance policy. The Bank and its related entities are jointly referred to as the Group. Bankwest, a division of the Bank, is a distributor of CIL’s insurance products. The Group (other than CIL) does not guarantee the obligations or performance of CIL or the products it offers.

CommInsure is a signatory to the General Insurance Code of Practice. View more information about the Code.

This information is provided by CIL and has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. You can download a Product Disclosure Statement (PDS) and Financial Services Guide (FSG) by clicking on the links, at any store or by calling 13 17 19 for a paper copy and should be considered before making any decision about these products.  Bankwest will receive a commission payment of up to 20% of the premium for arranging a policy sale. To find out how we manage your personal information, please see our privacy policy.

O'Brien® is a registered trademark of O'Brien Glass Industries Limited.