Bills and
repayments cover 

Prepare for the unexpected, with insurance to cover bills and loan repayments should something stop you from being able to.

Benefits 

Insurance you can trust 

Backed by leading Australian insurer St. Andrew's.

Peace of mind 

Cover in the case of injury, sickness, involuntary unemployment or death.

Choices to suit 

Choose between levels of cover to suit your needs, with premiums payable by direct debit.

Bills and repayments cover options 

Bills cover

Classic Bills Cover from our insurance partner St. Andrew's helps you cover your bills and other daily living expenses if you become unable to work due to accident or illness or lose your job involuntarily, depending on your employment status. 

  • Protection to suit your lifestyle 
  • Only available online
  • Benefits paid directly to you, so you can spend the cover money how you wish.

Loan protection 

Cover your personal or home loan repayments in case you are unexpectedly unable to. 

  • Cover available even if you're self-employed
  • Involuntary unemployment benefits are paid regardless of any other payouts from your employer 
  • Cover in the case of sickness, injury, involuntary unemployment or death.

Credit card protection 

Help ease the stress of credit card repayments if something happens to you to prevent you paying your bill. 

  • Your premium is automatically calculated and deducted from your card each month
  • Lump sum payment of $200 to your credit card when you celebrate a lifestyle event such as getting married or buying a new home.

Need help choosing insurance? 

Contact one of our friendly team members today.

Things you should know 

Classic Bills Cover, Credit Protection and Credit Card Protection are issued by St Andrew's Insurance (Australia) Pty Ltd ABN 89 075 044 656 AFSL 239649 and St Andrew's Life Insurance Pty Ltd ABN 98 105 176 243 AFSL 281731 (collectively 'St Andrew's'). St Andrew's is not an Authorised Deposit Taking Institution. These products are not a product of and are neither guaranteed nor recommended by Bankwest or any of its related companies. Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. To decide if a product is right for you and for full details of the terms, conditions, limits, and exclusions that apply to the policy for that product, please refer to the relevant Product Disclosure Statement above and Policy Wording. A PDS is also available at any Bankwest store or by calling 13 17 19. If you take out a policy, St Andrew’s will pay Bankwest a commission of up to 20% of premiums. This commission is included in the premium you pay and is not an additional cost to you. The products are optional and you are free to arrange similar cover with another insurer.