1. Offset Transaction account not available with our Complete Equity home loan and must be held in the same name as the loan account. Maximum 40% offset available with Complete Fixed home loan. Other exclusions apply.
2. Other fees and charges, such as break fees on a fixed rate loan, may apply.
3. Under the package, only one Bankwest More Mastercard or Bankwest Qantas Mastercard account is allowed per customer. Minimum credit limit $1,000 for the Classic tier and $6,000 for the Platinum tier. Package does not include a Bankwest Qantas World Mastercard and Bankwest More World Mastercard.
4. If you decide to pay interest only, only monthly repayments are permitted.
5. For owner occupiers the standard variable rate is the variable Mortgage Shredder Reference Rate or the variable Mortgage Shredder Interest Only Reference Rate. For investment purposes the standard variable rate is the Investor Reference Rate or the Investor Interest Only Reference Rate. See our home loan reference rates.
6. For borrowing over 90% of the property value, other rates apply.
7. Different rates apply for interest only repayments, contact your Home Finance Manager or call us on 13 17 19 to find out more.
8. Before going into a fixed-rate loan, it's worth thinking about the implications should you decide to break the loan during the fixed period, as break fees may apply.
9. A $95 fee applies when transferring from a non-packaged home loan to the Complete Home Loan Package.
10. A $10 fee and $1,000 minimum redraw applies to other methods of redraw, including over the counter.
11. Where inclusion of Lender's Mortgage Insurance results in increased LVR, different rates may apply.
12. Bankwest does not endorse or approve the depreciation schedule prepared by Deppro Pty Ltd.
13. Home loan cashback promotion is available to individuals who take out a new Bankwest home loan:
- Applications must be submitted within the promotional period starting on 17 September 2018 and closing on 30 November 2018
- Lending must be new to Bankwest (refinance of existing Bankwest loans is excluded)
- Refinances from CommBank are excluded
- Home loan must be for a minimum loan amount of $350,000
- Your home loan borrowings must not exceed 90% of the property value
- Repayment type must be principal and interest
- Available on owner occupier and investor loans
- Available on any Bankwest home loan product
- Applications must settle on or before 1 February 2019
- Normal lending policies apply
- This offer is not available in conjunction with any other promotions
- Only one cashback per eligible customer. Only one cashback per eligible home loan.
See full home loan cashback promotion terms and conditions (PDF, 261KB).
Package must include an eligible home loan, credit card and (unless you hold only a Complete Equity Loan) Offset Transaction Account.
The Complete Home Loan Package is closed when all home loans included in the package are closed.
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