What you will need to apply for a home loan

Information you may need to provide

When you start your home loan application, we will require some information from you. Most of this information will be at the back of your mind, so you don't have to worry about collating paperwork in order to get started, just fill in the details you know.

This information includes:

  • Personal details
  • Employment details
  • Financial details (i.e. income, assets, details of other loans and rental commitments)

What you may need to provide when you are ready for full approval

Once you have had an offer accepted on a property, or are ready to proceed with your refinance, here is a handy list of documents that you may need to provide to your Lending Specialist. Documents required may differ depending on your application.

  • Identification details for new customers

    If you’re brand new to Bankwest, welcome! If you are applying in store, you will need to bring the original or certified copy of your choice of the following:

    One form of primary ID with a photo (i.e. passport or driver’s license) or
    Two forms of primary ID without a photo (i.e. birth certificate and government benefits card) or
    One form of primary ID without a photo (i.e. birth certificate or citizenship papers), plus one form of secondary ID (i.e. a utility bill)
  • Income details

    If you are employed on a PAYG basis, your two latest payslips (must display your employer’s name or last year’s group certificate or tax return)
    If you are self employed, your financial statements with tax returns for the last two years
    If you receive any additional income (such as Centrelink benefits or trust income) which you wish to include on your application, we will require confirmation of these
  • If you have bought a property

    A copy of your fully signed Offer and Acceptance/Contract of Sale
  • If you are building a property

    A copy of the fully signed building contract
    A copy of your plans and specifications
  • If you are refinancing to Bankwest

    6 month recent home loan statements from your other financial institution

Other documents may be required, your Lending Specialist will let you know what other documents may be required.

Ready to apply? Selecting your home loan and applying online is quick and easy.

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