For principal and interest repayments, borrowings up to 90% of the property value, and loan sizes of 20,000+.
$0 application fee
$0 account maintenance fee
And $0 annual fee.
Optional 100% offset account
To help save on home loan interest and pay your mortgage faster.
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
Redraw your extra repayments
Online for free.
|Type of fees||Amount|
|Application fee i Includes legal fees for standard mortgage preparation and one standard valuation fee. Any amount in excess of the standard fees are to be met by the customer.||$0 (usually $695)|
|Home loan increase fee i The Home Loan Increase Fee is charged when you increase the amount of credit on your existing home loan.||$295|
|Transfer fee i||$135|
|Redraw fee 2 $1,000 minimum redraw applies to other methods of redraw, including over the counter.||$0|
|Optional offset facility 1 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.||
$10 per month for each offset account
|Settlement attendance fee (Legal disbursement fee) i Applies when we take a new security.||
Transfer fee is payable on or before the date when your existing loan contract is varied at your request, including but not limited to transferring your home loan to another product type, changing the interest rate tier within the same product or splitting your home loan or combining it with another home loan.
Home loan repayments calculator
Work out what your mortgage repayments could be and discover how much you could save if you make extra repayments.
Calculate your borrowing power
Find out how much you could borrow and calculate what your repayments might be based on your income and regular expenses.
Calculate potential home loan fees
Get an estimate on stamp duty, Lenders’ Mortgage Insurance and other non-standard home buying fees that come with purchasing a property.
Home loan comparison calculator
Compare the repayments on Bankwest home loans and find out if refinancing your loan may save you money on interest in the long term.
Things you will need after you submit online
All home lending applications are required to hold evidence of building insurance prior to settlement or final progress payment. Bankwest will not book settlement without this in place.
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Loans for a property to live in vs. loans for an investment purpose
Loans for a property to live in - also known as owner-occupier loans – include (but aren’t limited to) loans to fund the purchase of a property or refinance an existing loan, where the borrower currently lives or intends to live in the property.
Loans for an investment purpose – also known as investor loans – include (but aren’t limited to) loans where the predominant part is used to invest in shares, land, construction or an established property. They also include refinancing an investor loan.
Other conditions apply.
1. Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
2. $1,000 minimum redraw applies to other methods of redraw, including over the counter.