There’s less lazy money with the Complete Home Loan Package. You can open up to nine offset accounts included in your home loan - so you can manage your money how it suits you, knowing your money is always working hard.
Once you’ve created your buckets, there’s a few ways you can set them up to help manage your money in the app.
You could boost your balance by getting paid directly into your offset account.
Make it automatic
If you want, you can schedule transfers into your buckets each payday.
Order debit cards
This way, you can use your offset accounts like any other bank account.
Create and track savings goals
Tell us how much you want to save and by when, and we’ll work out the rest. You can also watch your savings grow in the ‘Goals’ tab.
See how our Offset Transaction Account works with our eligible home loans, find out your home loan's offset potential and check any fees that might apply. If you don't have a Complete Home Loan Package, you can still link an offset account to any eligible home loan. Get in touch with us to chat through your options.
If you have a regular Bankwest transaction account, you can ask us to switch it to an offset account and use your existing balance to save on home loan interest.
Tips to make the most of an offset account.
Message us anytime in the Bankwest App, or call us.
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset available with the Complete Fixed Home Loan and Fixed Rate Home Loan.
Lending and eligibility criteria, and fees and charges, apply for our home loans. Complete Home Loan Package consists of an eligible home loan, one eligible credit card per customer and up to nine optional Offset Transaction Accounts per loan.