Earn 150,000 Bonus More Rewards Points in your first year with a new Bankwest More Platinum Mastercard®

For a limited time, earn 75,000 introductory bonus points when you spend at least $4,000 on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close in the first 3 months. Plus, 75,000 annual bonus points each year you meet the minimum spend requirement. 1 For the terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close  

Rewards credit card

The everyday rewards card that keeps on giving every year.

Benefits

Earn and redeem More Rewards Points

Use your credit card for everyday eligible purchases and earn points at the same time. ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close

Start window shopping at the More Rewards website.

Annual Rewards points

Earn Annual Bonus Points every year you meet minimum spend requirements on a new More Mastercard. T&Cs apply. 1 For the terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Interest-free period

Get up to 44 interest-free days on purchases. 2 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close

Save on foreign transaction fees

No foreign transaction fees for Platinum and World cardholders. 3 No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

There are three types of rewards credit cards

Classic

19,500 intro bonus points for new customers. Min. spend applies. Limited time only. 1 For the terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close  
  • 1.5 points per $1 spent on eligible purchases  ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • $1,000 minimum credit limit 7 To earn Annual Bonus Points you must have a minimum credit limit of $3,000.
     
    Close 

  • Earn 19,500 annual bonus points every year when you meet the minimum spend requirements on a new card.

Platinum

75,000 intro bonus points for new customers. Min. spend applies. Limited time only. 1 For the terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
  • 2 points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • $6,000 minimum credit limit
  • Earn 75,000 annual bonus points every year when you meet the minimum spend requirements on a new card.
  • No foreign transaction fees for online and overseas purchases 3 No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

World

115,000  intro bonus points for new customers. Min. spend applies. Limited time only. 1 For the terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close  
  • 2.5 points per $1 spent on eligible purchases with no points cap  ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • $12,000 minimum credit limit
  • Earn 115,000 annual bonus points every year when you meet the minimum spend requirements on a new card.
  • No foreign transaction fees for online and overseas purchases 3 No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

Rates and fees

Show me the rates and fees for

Rates

Rate Type

Rate

Purchase rate ? Interest rate on purchases made using your credit card. Close

19.99% p.a.

Introductory balance transfer rate for the first 6 months6

0% p.a.

(1% balance transfer fee applies) 

Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close

19.99% p.a.

Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close

21.99% p.a.

More

Fees

Fee Type

Amount

Annual fee

$160

Annual fee

$100

Annual fee

$270

Foreign transaction fee

Waived (Normally 2.95% of the transaction amount) 3 No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

Foreign transaction fee ? For each transaction occurring outside Australia whether in foreign currency or Australian dollars. Close

2.95% of the transaction amount

Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close

$25 per statement period

Cash advance fee

2% of transaction amount or $4 (whichever is greater)

Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close

$10 each time

Paper statement fee ? Avoid this fee with eStatements.
Close

$1.25 per statement

More

Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

Apply today 

Here are your next steps...

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • Only one Bankwest More Mastercard account per customer.
1

Things you need for your application

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept.
  • Employment details, including length of employment and employer contact numbers
  • Financial information including income, expenses and assets.

Find out more about what you may need to provide.

Already started? Resume your application.

Need help choosing or managing your credit card?

Speak with someone from the team today.

Things you should know

1. More Rewards points

More Rewards Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. More Rewards Points are earned on eligible purchases only excluding (but not limited to) balance transfers. Points earned and redemption values subject to change.  The total More Rewards Points (including any bonus points) that can be earned in each year are: 150,000 More Rewards Points if your Card is a Classic Card, and 400,000 More Rewards Points if your Card is a Platinum Card. More Rewards Points (outside any bonus points) will only be credited to your account once you have spent at least $1,500 on eligible purchases and your account has been opened for at least 2 months. 


Annual bonus points

Annual bonus points are only available to new customers who apply for a Bankwest More Mastercard on or after 15 May 2017 and meet minimum spend requirements in any Year from Card Account opening. Eligible customers will earn: 19,500 Points if your Card is a Classic Card and you spend a minimum of $24,000 on Eligible Purchases in that Year; 75,000 Points if your Card is a Platinum Card and you spend a minimum of $48,000 on Eligible Purchases in that Year; and 115,000 Points if your Card is a World Card and you spend a minimum of $84,000 on Eligible Purchases in that Year. See Bankwest More Rewards Terms and Conditions (PDF) for more information.


Introductory bonus points

The More Rewards introductory bonus points promotion is available for a limited time and only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, are approved and meet minimum spend requirements in the first 3 months from account opening. The number of bonus points are: 19,500 Points if your Card is a Classic Card and you spend a minimum of $2,000 on Eligible Purchases; 75,000 Points if your Card is a Platinum Card and you spend a minimum of $4,000 on Eligible Purchases; and 115,000 Points if your Card is a World Card and you spend a minimum of $7,000 on Eligible Purchases. Bonus Points are subject to change. Bonus Points will contribute to any annual points cap. Bonus Points will be transferred to your account within four months of account opening. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest More Mastercard. 

 

2. Interest-free days on purchases apply when the total amount owing on your current statement (including any balance transfer amount) is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.

3. No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.

6. Introductory rate on balance transfers: 

Introductory rate on balance transfers is available for a limited time and only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, and are approved. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved limit.  Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More Mastercard. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest More Mastercard.

7. To earn Annual Bonus Points you must have a minimum credit limit of $3,000. 

Visit www.mastercard.com.au/world for details about World Mastercard experiences including terms and conditions. Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.