Turn your spending into Qantas Points

The Bankwest Qantas Platinum Mastercard® lets you earn points on everyday purchases, while giving you a load of travel benefits.

Benefits and rewards of Qantas Platinum Mastercard

Earn Qantas Points

Earn 0.75 points per $1 on your first $2,500 of eligible purchases per month. 1 ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close

Redeem points for flights or rewards at the Qantas Store.

 

No foreign transaction fees

Enjoy your holiday without worrying about foreign transaction fees on your online and overseas purchases.

Push notifications

Get a notification before your minimum payment is due by setting up Easy Alerts in the Bankwest app. 2 You must have access to the Bankwest mobile app and enable Bankwest Easy Alerts to receive the alerts. Terms of use apply for Bankwest Easy Alerts. Close

Interest free period

Up to 44 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Easy card lock and replacement

Temporarily lock your card in the app, or contact Mastercard to request free worldwide emergency card replacement.

Join for free

Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard. 4 A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Close

We have your travel and shopping needs covered

Rates and fees

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Rates
Rate type Rate
Purchase rate ? 20.49% p.a.
Introductory balance transfer rate for the first 9 months 6 2.99% p.a.
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 20.49% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
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Fees
Fee type Amount
Annual fee $160
Foreign transaction fee 7 0%
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Check your eligibility

  • This card is available to people 18 years and over who are Australian permanent residents
  • Only one Bankwest Qantas Mastercard account per customer
  • Minimum credit limit of $3,000 required.

Things you should know

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change.

Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

  • You have spent an initial $1,500 on eligible purchases using your card; and
  • Your account has been opened for at least 2 months.

2. You must have access to the Bankwest mobile app and enable Bankwest Easy Alerts to receive the alerts. Terms of use apply for Bankwest Easy Alerts.

3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.

4. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

5. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details.

On 9 December 2019 we made some important changes to complimentary overseas travel insurance cover and eligibility criteria - here's what you need to know.

6. Introductory rate on balance transfers: 

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
  • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.

7. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.