Loans for investment purpose (also known as investor loans) include but are not limited to, loans where the predominant part of the loan is used to invest in shares, land, construction or an established dwelling (including refinance of investment loans).
Loans for a property to live in (also known as owner-occupier loans) include but are not limited to, loans to fund the purchase of a property or refinance an existing loan, where the borrower currently resides or intends to reside in the property.
Other conditions apply.
Complete Home Loan Package
The Complete Package lets you choose between a Complete Fixed or Complete Variable loan and bundle it with an eligible credit card and offset account. Or you can choose the Complete Equity loan and pair it with an eligible credit card.
- $395 annual fee, no application fee
- Option of a fixed or variable rate (or split your loan between them)
- Up to 100% offset available 1 Offset Transaction Account not available with our Complete Equity, Equaliser and Seniors Equity Release home loans and must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loan. Other exclusions apply.
- Minimum 50% discount on a depreciation schedule prepared by Deppro Pty Ltd 9 Bankwest does not endorse or approve the depreciation schedule prepared by Deppro Pty Ltd.
Complete Variable home loan rate for new borrowings up to 80% of the property value and loan sizes of $200,000+.
For Complete Fixed and Complete Equity loans, different rates apply. For borrowings between 80% and 90% of the property value different rates and comparison rates apply. Investors can only borrow up to 90% of the property value.
Comparison rate warning