Loans for an investment purpose (also known as investor loans) include but are not limited to, loans where the predominant part of the loan is used to invest in shares, land, construction or an established dwelling (including refinance of investment loans).
Loans for a property to live in (also known as owner-occupier loans) include but are not limited to, loans to fund the purchase of a property or refinance an existing loan, where the borrower currently resides or intends to reside in the property.
Other conditions apply.
Complete Variable Home Loan Package
The Complete Variable Home Loan Package includes a variable rate home loan, bundled with an eligible credit card and offset account.
- $395 annual fee
- No application fee
- Up to 100% offset available
Offset Transaction Account not available with our Equaliser home loan or equity products and must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loan. Other exclusions apply.
- Choose to make weekly, fortnightly or monthly repayments
If you decide to pay interest only, only monthly repayments are permitted.
For borrowings up to 90% of the property value and loan sizes of $200,000+.
For borrowings over 90% of the property value different rates and comparison rates apply. Investors can only borrow up to 90% of the property value.
For principal and interest repayments 10
Understand the comparison rate