Credit cards

Get the most out of your credit card by choosing one that suits your needs and habits.

Benefits

Save on foreign transaction fees

No foreign transaction fees for Platinum and World cardholders. 1 No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

Add multiple cardholders

Share the benefits of a Bankwest credit card.

Shop securely with Mastercard®

Accepted at over 38 million Mastercard locations worldwide. 7 Number of locations worldwide sourced from The Nilson Report 2014, Issue 1036. Close

Push notifications to your phone

Get an alert before your minimum repayment is due thanks to Easy Alerts on the Bankwest App. 6 You must have access to Bankwest mobile online banking, and enable Bankwest Easy Alerts via the Bankwest App to receive the alerts. Terms of Use apply for Bankwest Easy Alerts. Bankwest Easy Alerts are currently supported on iOS 9 and Android 4.0 devices and above. Bankwest Easy Alerts are not available on tablets and Windows devices Close

Our credit cards

I'll use the card mainly for

Bankwest Zero Mastercard

No annual fee
  • 2.99% p.a. intro balance transfer rate for first 9 months
     3
  • 17.99% p.a. purchase rate
  • Free worldwide emergency card replacement

$0

Annual fee

Bankwest More Mastercard

Earn More Rewards points and redeem for real rewards4
  • Turn your everyday eligible purchases into rewards ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • 19.99% p.a. purchase rate
  • Free worldwide emergency card replacement

2.99 %
p.a.

Intro balance transfer rate for 9 months3

Bankwest Qantas Mastercard

Earn Qantas Points5
  • Turn your everyday eligible purchases into rewards ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close
  • 20.49% p.a. purchase rate
  • Free worldwide emergency card replacement

2.99 %
p.a.

Intro balance transfer rate for 9 months 3

Rates and fees are subject to change.

Need help choosing or managing your credit card?

Speak with someone from the team today.

Things you should know

 
1. No foreign transaction fees for Platinum and World customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.
 
2. Promotional introductory balance transfer rate on the Bankwest Breeze Mastercard:
  • Introductory rate on balance transfers is available to new Bankwest Breeze Mastercard customers who apply from 12 December 2016 until the promotion ends, and are approved
  •  A 2% balance transfer fee is payable on all transactions to which that balance transfer rate applies
  • Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

3. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.


4. More Rewards points

  • Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions
  • The total More Rewards points (including any bonus points) that can be earned in each year are: 150,000 on the Classic and 400,000 on the Platinum
  • More Rewards points (outside any bonus points) will only be credited to your account once you have spent at least $1,500 on eligible purchases and your account has been opened for at least 2 months. Exclusions, limitations and points caps apply
  • Points earned and redemption values subject to change.

5. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions. Exclusions, limitations and points caps apply. Points earned and redemption values subject to change.

The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic Mastercard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum Mastercard. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

  •  You have spent an initial $1,500 on eligible purchases using your card; and
  •  Your account has been opened for at least 2 months.

6. You must have access to Bankwest mobile online banking, and enable Bankwest Easy Alerts via the Bankwest App to receive the alerts. Terms of Use apply for Bankwest Easy Alerts. Bankwest Easy Alerts are currently supported on iOS 9 and Android 4.0 devices and above. Bankwest Easy Alerts are not available on tablets and Windows devices

7. Number of locations worldwide sourced from The Nilson Report 2014, Issue 1036.

There is a limit of one Bankwest Breeze Mastercard, one Bankwest Zero Mastercard, one Bankwest Qantas Mastercard and one Bankwest More Mastercard per customer.

Visit www.mastercard.com.au/world for details about World Mastercard experiences including terms and conditions. Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.