Transaction accounts

Looking to save on monthly account and ATM fees? Or be rewarded for your spending? Choose a transaction account to suit you.

Save on fees

$0 monthly maintenance fee

Plus, managing your money is even easier now that you can open up to 10 Easy Transaction accounts.

The $6 monthly maintenance fee and $2,000 deposit requirement for Easy Transaction Account has been removed for new and existing accounts.

Our transaction accounts

I want to

Need help choosing a transaction account?

Speak with someone from the team today.

Things you should know

1. Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA. Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.

2. The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply.

3. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Program Terms & Conditions (PDF). You will earn 0.4 Qantas Points each day for every $100 of your account balance and 5 Qantas Points per eligible transaction.

4. Rate earned varies depending on the account balance. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.

5. Offset Transaction Account not available with our Complete Equity, Equaliser and Seniors Equity Release home loans and must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loan. Other exclusions apply. 

Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.