Bank accounts

Looking to save on monthly account and ATM fees? Or be rewarded for your spending? Choose a bank account to suit you.

Save on fees

Make your money go further

All our bank accounts come with these great benefits

Digital cards

From paying with Apple PayGoogle Pay™  or Samsung Pay to having your card details at your fingertips, you can use your digital card without needing the plastic one on you.

Payment ring

Order your Bankwest Halo payment ring – it works just like your contactless card. Just fist-bump the terminal and go. 5

Instant card lock

Temporarily lock your card 24/7 in online banking or the app. Otherwise, you can give us a call.

Handy banking tools

Manage your bank account

From setting up your account to managing your details and debit card, learn how to make your account work for you.

Budget planner

Get on top of your expenses and see what's left over at the end of the month.

How to apply

What information you’ll need to have handy.

Need help choosing a bank account?

Speak with someone from the team today.

  1. Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA. Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
  2. Rate earned varies depending on the account balance. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
  3. Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate Home Loan. Other exclusions apply.

    Where a monthly offset fee applies, it will apply to each offset account held.

  4. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
  5. Effective 28 September 2021 the Bankwest Halo payment device is withdrawn from sale. Customers who already hold a Bankwest Halo payment device can continue using it until the expiry of the device, however, from 1 December 2021 the Bank will no longer reissue or replace any existing Bankwest Halo payment device.

The Bankwest Halo ring is a payment device which must be linked to an eligible Bankwest account. For eligible transaction accounts you should consider the PDS (available from and whether the product is right for you. Eligibility criteria and terms and conditions apply. The Bankwest Halo ring is a payment device which must be linked to an eligible Bankwest credit card. Eligibility criteria and terms & conditions apply. The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. You can't link a Bankwest Halo to a Bankwest business credit card or bank account, Gold tier Mastercard, Visa card or FeeSaver Basic Account.

Terms of Use apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc., registered in the U.S. and other countries.

Terms of Use apply to the use of Google Pay. Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.

Terms of Use apply to the use of Samsung Pay. Samsung, Samsung Pay and Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.