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Our high interest bank account

Our Hero Transaction Account earns you 0.75% p.a. interest on balances up to $5,000. 1 Interest is calculated daily, credited monthly and applied to the relevant portion of your balance which falls within each tier. Close

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Benefits

Our high variable interest rate

Earn interest on balances up to $5,000.

Easy access to your funds

No withdrawal fees for online, EFTPOS, counter, cheque or Bankwest and CommBank ATM withdrawals in Australia. 2 Fees and charges including other bank ATM fees, overseas ATM access fees, foreign transaction fees, and honour and dishonour fees, may apply. Close

Save on monthly maintenance fees

We'll waive them if you deposit at least $2,000 a month. For example, your salary.

Bankwest Halo payment ring

For an even easier way to pay, order a Bankwest Halo payment ring.

 Rates and fees

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Rates
Name Rate
Variable interest rate on balances from $0 to $5,000
 0.75% p.a.
Variable interest rate on balances of $5,001 or more
 0% p.a.
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Interest is calculated daily, credited monthly and applied to the relevant portion of your balance which falls within each tier.
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Fees
Name Fee
Monthly maintenance fee $6 (waived when you deposit at least $2,000 per month)
Electronic withdrawal fee $0
Counter withdrawal fee
 $0
Cheque withdrawal fee $0
Overseas ATM access fee $5 per transaction 3
Foreign transaction fee ?
2.95% of the transaction amount
Paper statement fee ? Avoid this fee with eStatements.
 Close 		$1.25 per statement
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Customers with this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers who opt to receive a paper statement, however, may be charged the above fee. Exemptions apply.

Rates are subject to change. Other fees and charges may apply. For more detailed information, see the Hero Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).

View our transaction account terms and conditions

Transaction account terms and conditions:
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:
Hero Transaction Account Product Schedule (PDF)

Related documents:

Opening an account online is simple

  
1

Tell us about yourself

Click ‘apply now’ below to fill out your application form. If you’re already a Bankwest customer, the form will be prepopulated with your details. If you’re new to Bankwest, you’ll be able to complete your details.
2

Choose your card colour

Once you’ve checked your details, if you've ordered a Debit Mastercard, you’ll be able to choose your card colour. If you choose the Platinum Debit Mastercard you’ll automatically receive the sleek black card.
3

Quick and easy verification

If you’re already a Bankwest customer, then you’re already verified. If not, use your current driver’s license, Medicare card and/or passport for quick and easy verification online or at a branch.

Apply today

Here are your next steps...

Check your eligibility

  • You must be 18 or over
  • After a joint account? Book a branch appointment to apply. If you already have a joint account with us, call 13 17 19
  • You must be an Australian citizen, or temporary or permanent resident, and have an Australian residential address to get a Debit Mastercard®
  • You can have one Hero Transaction account per person.
1

Things you need for your application

Find out more about what you may need to provide.

Apply now

Already started? Resume your application.

Looking for something else? 

Check out some of our other bank accounts.

Bankwest Qantas Transaction Account

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Earn Qantas Points while you bank

Australia’s first Qantas Transaction Account that lets you earn Qantas Points on the money in your everyday account.

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Easy Transaction Account

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Your everyday banking, covered

Take care of your day-to-day banking with our low-fee transaction account.

Learn more

Need help choosing a transaction account?

Speak with someone from the team today.

Call us on 13 17 19
Find a branch

Things you should know
  1. Interest is calculated daily, credited monthly and applied to the relevant portion of your balance which falls within each tier.

  2. Fees and charges including other bank ATM fees, overseas ATM access fees, foreign transaction fees, and honour and dishonour fees, may apply.

  3. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.


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