Lite Direct Account

Some transaction accounts need a minimum deposit each month. Not this one. Plus, unlimited domestic online and electronic transactions for $3.99 per month. 1 Fees and charges including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
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Benefits

Unlimited domestic electronic transactions

Use EFTPOS, Bankwest or CommBank ATMs and online and phone banking for $3.99 a month. 1 Fees and charges including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
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Access Australia's largest bank ATM network

Over 4,000 Bankwest and CommBank branded ATMs nationwide. 2 Based on data sourced from 2016 ADI Points of Presence publication released by APRA (which includes Bankwest and CommBank ATMs) and the inclusion of Bankwest and CommBank branded ATMs at 7-Eleven stores. Close

Shop securely with Debit Mastercard®

Accepted at over 38 million Mastercard locations worldwide. 3 Debit Mastercard access: Australian citizens, temporary or permanent residents aged 16 or over with an Australian residential address.

Number of locations worldwide sourced from The Nilson Report 2014, Issue 1036.
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Rates and fees

Rates
Name Rate
Variable interest rate 0.01% p.a. on all balances
Interest is calculated daily and credited quarterly.
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Fees
Name Fee
Monthly maintenance fee $3.99 4 For existing customers, we won’t charge this fee if this account is linked to your home loan as an offset account. Note: A $10 monthly offset fee may apply. Close
Electronic withdrawal fee $0
Cheque withdrawal fee $1.50
Counter withdrawal fee $4
Overseas ATM access fee $5 per transaction 5 The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply. Close
Foreign transaction fee ? For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees. Close 2.95% of the transaction amount
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Customers with this account will receive eStatements via Bankwest Online Banking. Customers who opt to receive a paper statement, however, may be charged the above fee. All accounts opened prior to 13 February 2017 will be progressively switched over to eStatements. Exemptions apply.

Rates are subject to change. Other fees and charges may apply. For more detailed information, see the Lite Direct Transaction Account Product Schedule and Your Guide to Banking Fees.

See our transaction account terms and conditions

Transaction account terms and conditions:

The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:
Lite Direct Transaction Account Product Schedule (PDF)

Related documents:
Investment and Transaction Account Terms and Conditions (PDF)
Account Access Conditions of Use (PDF)
Your Guide to Banking Fees (PDF)
Banking Services Rights and Obligations (PDF)

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Things you should know

  1. Fees and charges including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.

  2. Based on data sourced from 2016 ADI Points of Presence publication released by APRA (which includes Bankwest and CommBank ATMs) and the inclusion of Bankwest and CommBank branded ATMs at 7-Eleven stores.

  3. Debit Mastercard access: Australian citizens, temporary or permanent residents aged 16 or over with an Australian residential address. Number of locations worldwide sourced from The Nilson Report 2014, Issue 1036.

  4. For existing customers, we won’t charge this fee if this account is linked to your home loan as an offset account. Note: A $10 monthly offset fee may apply.

  5. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.

Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.