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An account that lets you earn interest on balances up to $5,000.
Our high variable interest rate
Earn interest on balances up to $5,000.
Easy access to your funds
No withdrawal fees for online, EFTPOS, counter, cheque or Bankwest and CommBank ATM withdrawals in Australia. 1 Fees and charges including other bank ATM fees, overseas ATM access fees, foreign transaction fees, and honour and dishonour fees, may apply.
Save on monthly maintenance fees
We'll waive them if you deposit at least $2,000 a month. For example, your salary.
Bankwest Halo payment ring
For an even easier way to pay, order a Bankwest Halo payment ring.
Variable interest rate on balances from $0 to $5,000
Variable interest rate on balances of $5,001 or more
Interest is calculated daily, credited monthly and applied to the relevant portion of your balance which falls within each tier.
|Monthly maintenance fee||$6 (waived when you deposit at least $2,000 per month)|
|Electronic withdrawal fee||$0|
Counter withdrawal fee
|Cheque withdrawal fee||$0|
|Overseas ATM access fee||
$5 per transaction
Foreign transaction fee
For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees.
2.95% of the transaction amount
Paper statement fee
Avoid this fee with eStatements.
||$1.25 per statement|
Customers with this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers who opt to receive a paper statement, however, may be charged the above fee. Exemptions apply.
Rates are subject to change. Other fees and charges may apply. For more detailed information, see the Hero Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).
View our transaction account terms and conditions
Transaction account terms and conditions:
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.
Hero Transaction Account Product Schedule (PDF)
Tell us about yourself
Click ‘apply now’ below to fill out your application form. If you’re already a Bankwest customer, the form will be prepopulated with your details. If you’re new to Bankwest, you’ll be able to complete your details.
Choose your card colour
Once you’ve checked your details, if you've ordered a Debit Mastercard, you’ll be able to choose your card colour. If you choose the Platinum Debit Mastercard you’ll automatically receive the sleek black card.
Quick and easy verification
If you’re already a Bankwest customer, then you’re already verified. If not, use your current driver’s license, Medicare card and/or passport for quick and easy verification online or at a branch.
Check your eligibility
Things you need for your application
Already started? Resume your application.
Check out some of our other bank accounts.
Australia’s first Qantas Transaction Account that lets you earn Qantas Points on the money in your everyday account.
Speak with someone from the team today.
Things you should know
Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.