Compare bank accounts

I'll use the account mainly to and want to compare 6 The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply. Close ? For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees. Close 10 Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply. Close
8 To be eligible for a Platinum Debit Mastercard a minimum of $4,000 must be deposited in the account each month. Close

Types of transaction accounts
Easy Transaction Account
Access a broad range of ATMs nationwide
Bankwest Qantas Transaction Account
Earn Qantas Points1
Rewards Transaction Accounts
Earn More Rewards points2
Hero Transaction Account
Earn interest on balances up to $5,000
Student Account
Get discounts from Student Edge
Retirement Advantage Account
For those aged 55 and over
Lite Direct Account
No minimum deposit needed
Offset Transaction Account
To pair with your eligible Bankwest home loan

Low fee bank account - Bankwest Easy Transaction Account

Qantas Points bank account - Bankwest Qantas Transaction Account

Rewards bank account - Bankwest Rewards Transaction Account

Our high interest bank account - Bankwest Hero Transaction Account

No monthly maintenance fee bank account - Bankwest Student Bank Account

Retirement bank account - Bankwest Retirement Advantage Account

Online bank account - Bankwest Lite Direct Account

Online bank account - Bankwest Lite Direct Account

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Rates and fees
Variable interest rates

Not applicable

0.01% p.a.

0.01% p.a.

1.50% p.a. on balances up to $5,000

0.01% p.a. on balances up to and including $49,999,
0.05% p.a. on balances of $50,000 or more.

0.25% p.a. on balances up to $2,000,
1.00% p.a. on balances of $2,000 up to $48,000 and
2.00% p.a. on balances of $48,000 or more. 3 Interest is calculated at the applicable rate on the portion of the balance which falls within each tier. Close

0.01% p.a.

Up to 100% offset available against your eligible Bankwest home loan.4

Monthly maintenance fees

$6 (waived when you deposit at least $2,000 per month)

$6 (waived when you deposit at least $2,000 per month)

$6 (waived if you deposit at least $2,000 per month)

$6 (waived if you deposit at least $2,000 per month)

$0

$0

$3.99 9 For existing customers, we won’t charge this fee if this account is linked to your home loan as an offset account. Note: A $10 monthly offset fee may apply. Close

$10 monthly offset fee may be payable depending on the home loan you hold.5

Overseas ATM withdrawal fees 6 The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply. Close

$5 per transaction

$0 charged by Bankwest

$0 charged by Bankwest

$5 per transaction

$5 per transaction

$5 per transaction

$5 per transaction

$5 per transaction

Cheque withdrawal fees

$0

$0

$0

$0

Cheque withdrawals not available with this account

$0

$1.50 per transaction

$0

Counter withdrawal fees

$0

$0

$0

$0

$5 per transaction

$0

$4 per transaction

$0

Foreign transaction fees ? For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees. Close

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

2.95% of the transaction amount

Features
Free ATM access 10 Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply. Close

At over 10,000 major bank ATMs Australia wide 7 Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and Bank of SA. Close

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

At all Bankwest and CommBank ATMs in Australia

Choice of six Debit Mastercard® colours

Yes

No

Yes

Yes

Yes

Yes

Yes

Yes

Platinum Debit Mastercard option 8 To be eligible for a Platinum Debit Mastercard a minimum of $4,000 must be deposited in the account each month. Close

Yes

Yes

Yes

Yes

No

Yes

No

Yes

Cheque book access

Yes

Yes

Yes

Yes

No

Yes

Yes

Yes

Potential to earn points

No

Yes

Yes

No

No

No

No

No

Easy Transaction Account
Access a broad range of ATMs nationwide
Not applicable $6 (waived when you deposit at least $2,000 per month) $5 per transaction $0 $0
2.95% of the transaction amount At over 10,000 major bank ATMs Australia wide 7 Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and Bank of SA. Close Yes Yes Yes No
Bankwest Qantas Transaction Account
Earn Qantas Points 1
0.01% p.a. $6 (waived when you deposit at least $2,000 per month)
$0 charged by Bankwest $0 $0
2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia No Yes Yes Yes
Rewards Transaction Accounts
Earn More Rewards points 2
0.01% p.a. $6 (waived if you deposit at least $2,000 per month) $0 charged by Bankwest $0 $0
2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes Yes Yes Yes
Hero Transaction Account
Earn interest on balances up to $5,000
1.50% p.a. on balances up to $5,000 $6 (waived if you deposit at least $2,000 per month) $5 per transaction $0 $0
2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes Yes Yes No
Student Account
Get discounts from Student Edge
0.01% p.a. on balances up to and including $49,999,
0.05% p.a. on balances of $50,000 or more.
$0 $5 per transaction Cheque withdrawals not available with this account $5 per transaction 2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes No No No
Retirement Advantage Account
For those aged 55 and over
0.25% p.a. on balances up to $2,000,
1.00% p.a. on balances of $2,000 up to $48,000 and
2.00% p.a. on balances of $48,000 or more. 3 Interest is calculated at the applicable rate on the portion of the balance which falls within each tier. Close
$0 $5 per transaction $0 $0 2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes Yes Yes No
Lite Direct Account
No minimum deposit needed
0.01% p.a. $3.99 9 For existing customers, we won’t charge this fee if this account is linked to your home loan as an offset account. Note: A $10 monthly offset fee may apply. Close $5 per transaction $1.50 per transaction $4 per transaction
2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes No Yes No
Offset Transaction Account
To pair with your eligible Bankwest home loan
Up to 100% offset available against your eligible Bankwest home loan.4 $10 monthly offset fee may be payable depending on the home loan you hold.5 $5 per transaction $0 $0 2.95% of the transaction amount At all Bankwest and CommBank ATMs in Australia Yes Yes Yes No

Rates are subject to change. Other fees and charges may apply. See the relevant Product Disclosure Statement for more information.

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Things you should know

  1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program which can be found at qantas.com/terms. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Program Terms and Conditions. You will earn 0.4 Qantas Points each day for every $100 of your account balance and 5 Qantas Points per eligible transaction.

  2. More Rewards points accrue as one point for the daily account balance in whole numbers of $100, five points for eligible domestic purchases and ten points for eligible international purchases or international ATM withdrawals. Refer to the Bankwest More Rewards Program Terms and Conditions.

  3. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.

  4. Offset account is not available with our Complete Equity, Equaliser and Seniors Equity Release home loans and must be held in the same name as the loan account. Other exclusions apply. Complete Fixed and Fixed Rate home loans have a maximum 40% offset facility available.

  5. No monthly offset fee applies to a Complete Package home loan, or Fixed Rate home loan, but a $12 loan maintenance fee applies to the Fixed Rate home loan.

  6. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.

  7. Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and Bank of SA.

  8. To be eligible for Platinum Debit Mastercard a minimum of $4,000 must be deposited in the account each month.

  9. For existing customers, we won’t charge this fee if this account is linked to your home loan as an offset account. Note: A $10 monthly offset fee may apply.

  10. Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.

Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.