Open Banking

Everything you need to know about sharing your Bankwest data with accredited organisations.

What’s Open Banking?

Open Banking gives you greater control of your Bankwest data. It was introduced after the Australian Government passed legislation, called the Consumer Data Right. It means you can now share some of your Bankwest data with accredited organisations so they can provide you with a product or service (like a budgeting tool).​

Benefits of Open Banking​

Open Banking could change the way you compare products and services between organisations and make it easier for you to find better deals. It could also mean access to new features and services to help you manage your finances.

Who can share data and what accounts are available?​

To be eligible for data sharing, you:​

  • Have to be at least 18 years old ​
  • Need to have access to the Bankwest App or online banking​
  • Must have an eligible account​
  • Can be a sole trader.​

Types of data you can share​

You choose what to share and for how long. You can share some of your personal details, account info and transaction history for these Bankwest accounts:​

  • Credit cards​
  • Deposit and transaction accounts​
  • Offset accounts​
  • Home loans and personal loans​
  • Overdrafts​
  • Trust accounts​
  • Lines of credit​
  • Business and asset finance (sole traders only).​
     

​See our launch timeline for what data will be available next.

How to share your Bankwest data​

Before you can share your Bankwest data, you need to provide your consent on the website or app of the accredited organisation. After that's done, you'll be redirected to our set up process.​
1

Verify it's you​

We'll ask you to enter the mobile number you've registered with us, and we'll send you a One Time Password.
2

Enter One Time Password​

You can find it under 'Notifications' in the Bankwest App or online banking.
3

Select your data

Select which accounts you'd like to share and for how long.
4

Review and consent

Review the details and confirm you want to share. We’ll then take you securely back to the accredited organisation you started on.

Frequently asked questions​

Info at your fingertips​

1

Is data sharing safe?​

Yes, sharing your Bankwest data via Open Banking is safe.​

Organisations must follow high security standards to collect and use your Bankwest data – plus, they need to be accredited by the ACCC to participate in Open Banking. See a list of accredited organisations.​

Remember, we’ll never ask you to share your Personal Access Number (PAN) and password with a third party to share data.​

2

Can I share data from my joint accounts?​

Not yet – joint account data will be available to share soon. Make sure to check our launch timeline for more info.

3

How do I view or manage any data I've shared?​

You can view details or manage your sharing permissions at any time.​

Simply log in to the Bankwest App or online banking and go to 'Manage data sharing'.

Are you a developer?

You can access Bankwest product data using our Bankwest product APIs.​

Our product APIs:​​

  • Are publicly available, so no authentication is required​
  • Contain data about Bankwest products that consumers could review on product comparison websites​​
  • Include products required to be disclosed by the Consumer Data Right
  • Can be requested with an 'HTTP Get request' to the applicable product API endpoint using all the mandatory parameters defined in the API specifications at the links below. The response format will be in accordance with the Consumer Data Standards.
     

Accessing our APIs​

Product API​

Retrieve features, rates and fees for Bankwest transaction accounts, savings accounts, term deposits, credit cards, personal loans and home loans.​

API URL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products​

View product API Consumer Data Standards​

 

Product details API​

See detailed information on a Bankwest product that’s currently disclosed.​

API URL: https://open-api.bankwest.com.au/bwpublic/cds-au/v1/banking/products/{productId}​

View product details API Consumer Data Standards​

 

Consumer API​

To access consumer APIs, you'll need to be accredited by the ACCC and get the customer's consent.

Our launch timeline

Take a look at what data will become available over time.

From 2020

1 October – product data APIs available for credit cards, deposit accounts and transaction accounts.

From 2021

1 February – product data APIs available for home loans, personal loans and offset accounts.

1 July – Bankwest customers can share basic account info and transactions for credit cards, deposit accounts and transaction accounts. Product data APIs available for overdrafts and more complex business products.

1 November – Bankwest customers can share basic account info and transactions for home loans, personal loans and offset accounts.

From 2022

1 February – Bankwest customers can share basic account info and transactions for overdrafts.

1 November – Bankwest customers can share basic account info and transactions for more complex business products.

Need help?

There are a range of ways you can contact us.

For Bankwest customers​

If you need help with data sharing, you can call us on 13 17 19 – we're available 24/7.​

If you'd like to learn more about Open Banking, you can visit the Consumer Data Right website.

For developers​

If you have a question or are having any technical issues, please email openbankingsupport@cba.com.au. Make sure to mention your query is about Bankwest APIs.