Business product rates

Our business accounts

Business Zero Transaction Account
Balance Variable rate
All balances Not applicable
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Business High Interest Transaction Account
Balance Variable rate
All balances 0.80% p.a.
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Business TeleNet Saver
Balance
Variable rate
All balances 1.05% p.a.
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Business TD Direct
Term
Maturity/Annually
1 month 1.50% p.a.
2 months 1.50% p.a.
3 months 2.35% p.a.
4 months 1.50% p.a.
5 months 1.50% p.a.
6 months 2.45% p.a.
7 months 1.50% p.a.
8 months 1.50% p.a.
9 months 1.50% p.a.
10 months 1.50% p.a.
11 months 1.50% p.a.
1 year 2.60% p.a.
2 years 2.60% p.a.
3 years 2.60% p.a.
4 years 2.65% p.a.
5 years 2.65% p.a.
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Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.
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Rates are subject to change

Our business credit cards

Low Rate Mastercard®
Rate type
Rate
Introductory purchase rate (for the first 12 months) 1 0% p.a.
Ongoing rate (balance transfers, cash advances and purchases) 11.99% p.a.
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Rates are intended for new Low Rate Mastercard customers only. Fees and charges apply, including an annual fee.
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Large Rewards Mastercard
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 18.50% p.a.
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Rates are intended for new Large Rewards Mastercard customers only. Fees and charges apply, including an annual fee.
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Corporate Mastercard - Corporate and Executive tiers
Rate type Rate
Ongoing rate (balance transfers, cash advances and purchases) 17.99% p.a.
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Rates are intended for new Corporate Mastercard - Corporate and Executive tiers customers only. Fees and charges apply, including an annual fee.
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Rates are subject to change

Our business loans

Business Low Rate Loan
Rate type Variable rate
Indicative variable rate 2 4.99% p.a.
Business low rate (reference rate) 5.85% p.a.
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Business FeeSaver Loan
Rate type Variable rate
Indicative variable rate 2 5.80% p.a.
Business FeeSaver rate (reference rate) 6.05% p.a.
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Business Equity Line
Rate type Variable rate
Indicative variable rate 2 7.86% p.a.
Business Equity Line (reference rate) 8.71% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.

Our business overdrafts

Business Zero Transaction Account Overdraft
Rate type Rate
Indicative secured variable rate 2 7.99% p.a.
Indicative unsecured variable rate 12.65 % p.a.
Variable overdraft reference rate 3 8.65% p.a.
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Business High Interest Transaction Account Overdraft
Rate type Rate
Indicative variable rate 2 7.70% p.a.
Variable overdraft reference rate 7.70% p.a.
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AgriOne Transaction Account Overdraft
Rate type Rate
Indicative variable rate 2 5.90% p.a.
Variable overdraft reference rate 6.35% p.a.
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Other Overdraft Reference Rates
Rate type Rate
Business overdraft reference rate 4 10.01% p.a.
Small business overdraft reference rate 5 9.56% p.a.
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Rates are intended for new borrowings only and subject to change. Details of other fees and charges that may be incurred will be provided on approval of the facility. A margin may apply to the above rates based on our full credit assessment of your loan application.

Things you should know

1. Promotional introductory purchase rate on the Low Rate Business Mastercard:

  • Apply between 1 November 2017 and 5 March 2018, and be approved
  • Introductory rate excludes balance transfers and cash advances
  • After the intro period, outstanding purchases will be charged at the ongoing rate for purchases as outlined in your Financial Table.

2. The indicative variable rate is based on a fully secured loan option.

3. Also known as the Business Market Reference Rate.

4. This reference rate is applicable to the Business Cheque Account, BPay Business Plus, Business Plus Account and Farm Plus Account.

5. This reference rate is applicable to the FreeB Account.

Mastercard and the Mastercard brandmark are registered trademarks and the circles design and Tap & go are trademarks of Mastercard International Incorporated.