Boost your cashflow

A flexible facility to help you manage your cash flow.



Dip into your overdraft limit when needed


Manage cash flow

No set repayments when you stay within your agreed limit


Added security

An agreed limit in place for additional money when you need it most



Access to funds 24/7 through online banking and ATMs


Supporting your business

  • Have funds available to pay suppliers, employees and bills when you need to
  • Enjoy the comfort of flexible repayment options

Free up valuable business capital through an unsecured overdraft or secure the facility against an asset to obtain a lower interest rate.

Business Overdrafts

  • Minimum loan limit $5,000, maximum loan limit is subject to approval
  • Combine with your Business Zero Transaction Account for no monthly account maintenance fees
  • Combine with your Business High Interest Transaction Account to enjoy credit interest on every dollar
  • Can be added to a Multi Option Facility (an agreed umbrella limit with multiple products with no need to renegotiate each time you require to switch between limits)

AgriOne Package

  • Simplified transaction account with overdraft facilities for agribusiness
  • Credit interest on balances
  • Simple flat quarterly fee, regardless of overdraft limit
  • Free domestic electronic and paper transactions**
  • Debit MasterCard® access
  • You'll need to have a loan with us of at least $250,000 including a minimum $100,000 overdraft

Rates and fees

Business Zero Transaction Account Overdraft
Indicative rate^ 7.99% p.a variable
Reference rate# 8.65% p.a variable *
Limit establishment fee Available on application
Maintenance fee $0
Business High Interest Transaction Account Overdraft
Indicative rate^ 7.70% p.a variable
Reference rate# 7.70% p.a variable
Limit establishment fee Available on application
Maintenance fee $20 per month
AgriOne Package
Overdraft indicative rate^ 5.90% p.a variable
Overdraft reference rate# 6.35% p.a variable
Credit interest rate 0.75% p.a variable
Limit establishment fee Available on application
Management fee Starts from $250 per quarter

Details of other fees that may be incurred in the overdraft will be provided on approval of the facility. Please refer to the PDS for the relevant account to obtain other fees and charges and interest that may apply to your business account.

Business Overdraft Reference Rate
Reference rate only
10.01% p.a variable

** Other bank ATM fees may apply.

^ Rate applies to new borrowing only. A margin may apply based on full credit assessment and security cover ratio.

# This is the base Reference Rate used to determine the interest rate charged on each applicable facility.

* This is the Business Market Reference Rate.

† This is the Business Variable Overdraft Reference Rate.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.