Commercial Advance

Take advantage of short term advances

Tailored options with interest rate terms between 30-180 days to suit your business's cash flow requirements.


Avoid uncertainty

Take advantage of interest rate risk management


Forecast repayments

Ability to make scheduled reductions at each roll over



Multiple limits allowed per account to suit your business needs


Manage cash flow

Select an interest raising period aligned to your businesses cash flow


Supporting your business

  • Interest rate risk management options available to help protect against adverse rate movement
  • Easily manage cashflow with the ability to pay interest monthly, or at maturity
  • Minimum loan amount $1,000,000, maximum loan amount is subject to approval
  • Loan terms up to 5 years

Additional extras

  • Principal reductions available at rollover
  • Caters for construction lending
  • Interest can be redirected or capitalised (subject to approval)
  • Ability to add to a Multi Option Facility (an agreed umbrella limit across multiple products with no need to renegotiate each time you require to adjust individual product limits)


Our Commercial Advance rates are based on market related rates and are available on application. Contact us on 13 7000 for further information.


Description Fee
Limit establishment fee Available on application
Rollover fee
(only charged once per rollover, irrespective of how many limits are held on the account)
$150 each rollover
Line fee Available on application
Unused limit fee Available on application

Details of other fees which may be incurred will be provided on approval of the facility.

© 2017 Copyright Bankwest, a division of Commonwealth Bank of Australia (Bankwest) ABN 48 123 123 124 AFSL / Australian credit licence 234945. All rights reserved. To use this Website, you are required to read the Financial Services Guide (which you agree to be provided by accessing the link). Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated. Rates stated are subject to change without notice. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you. For deposit and payment products, please ensure you read and consider the Product Disclosure Statement (which you agree to be provided through this link) before making any decision about the product(s). For lending products, lending criteria and fees and charges apply. Terms and conditions apply and are available on request.