Business Fixed Rate Loan

Forecast repayments and manage cash flow with the certainty of a fixed rate

Secure your rate for up to 5 years.


Peace of mind

Forecast repayments with confidence


Flexible repayment options

Manage your cash flow with a choice of repayment options


Roll from fixed to variable

Maintain your account number when you roll to a variable rate loan*


Supporting your business

  • Secure your interest rate from 1-5 years
  • Manage your cash flow with a choice of repayment options (monthly, quarterly, half yearly and annually)
  • Ability to select your preferred interest raising date to suit your cashflow needs
  • Minimum loan amount $10,000, maximum loan amount is subject to approval
  • Choice of interest only repayments (maximum 5 years) or principal and interest repayment options (subject to approval and conditions)

Additional extras

  • Interest may be capitalised (subject to approval and conditions)
  • Ability to add to a Multi Option Facility (an agreed umbrella limit across multiple products with no need to renegotiate each time you require to adjust individual product limits)
  • Maintain your account number and automatically roll to a Business Low Rate Loan at the end of your fixed rate term*


Our fixed interest loan rates are based on market related rates and interest rates are available on application. Contact us on 13 7000 for further information.



Description Fee
Limit establishment fee Available on application
Loan maintenance fee $20 per month

Details of other fees which may be incurred will be provided on approval of the facility.

* Subject to approval

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