Business Fixed Rate Loan

Forecast repayments and manage your business's cash flow with the certainty of a fixed interest rate.

Benefits

Fund business growth

Minimum loan amount $10,000. 1 Maximum loan amount subject to approval. Close

Peace of mind

Secure your rate for one to five years.

Repayments to suit your cash flow

Choose your repayment date and frequency, including when you want interest to be charged.

Interest only option

Choose to pay interest only for one to five years before starting principal and interest repayments. 2 Subject to approval and conditions. Before going into a fixed rate loan, it's worth thinking about the implications should you decide to break the loan during the fixed period, as break fees may apply. Close 

Check out these additional perks

Capitalise your interest

Subject to approval and conditions.

Roll from fixed to variable

Keep your account number and roll to a Business Low Rate Loan at the end of your fixed rate term. 2 Subject to approval and conditions. Before going into a fixed rate loan, it's worth thinking about the implications should you decide to break the loan during the fixed period, as break fees may apply. Close 

Rates and fees

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Rates
Name Rate
Fixed interest loan rates
Based on market related rates and available on application
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Rates are subject to change and a margin may apply based on our full credit assessment of your loan application.

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Fees
Name Fee
Limit establishment fee
Available on application
Loan maintenance fee
$20 per month ?
Rollover fee 0.25% of the loan amount at rollover or $400 (whichever is greater) ?
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Details of other fees that may be incurred will be provided on approval of the facility.

For more information about this product, see the Business Fixed Rate Loan customer fact sheet (PDF).

Start your application online

Check your eligibility

  • Minimum loan amount $10,000 1 Maximum loan amount subject to approval. Close
  • Use residential or commercial property as security
  • You must meet Bankwest's lending criteria.
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Things you may need for your application

  • Current business and personal financials, and details of the property you intend to use as security. We'll let you know exactly what documents you need to provide to us
  • If anyone connected to your application is new to Bankwest, including account signatories, key decision makers/beneficial owners (through ownership or control), trustees, guarantors and office holders, they'll need photo ID like an Australian driver's licence or passport. Or, see a handy list of other ID we’ll accept.

After submitting the form, a member of our Business Sales Team will be in touch to discuss what works best for you and complete your application.

How can we help?

Business Specialists Team
Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch

Things you should know

1. Maximum loan amount subject to approval.

2. Subject to approval and conditions. Before going into a fixed rate loan, it's worth thinking about the implications should you decide to break the loan during the fixed period, as break fees may apply.