Commercial Advance

Commercial advances are short term, fixed rate loans. We offer tailored options with interest rate terms between 30-180 days to suit your business's cash flow needs.


Take advantage of short term advances

Minimum loan amount $1,000,000. 1 Maximum loan amount subject to approval. Close

Avoid uncertainty

Interest rate management options to help protect against adverse rate movement.

Forecast repayments

Ability to make scheduled reductions at each rollover and choose an interest raising period to suit your cash flow. ?


Multiple limits allowed per account to suit your business needs.

Check out these additional perks

Progress drawdowns

Suitable if you're using the loan for construction.

Capitalise or redirect your interest

Subject to approval and conditions.

Rates and fees

Name Rate
Commercial Advance rates Based on market related rates and available on application

Rates are subject to change and a margin may apply based on our full credit assessment of your loan application.

Name Fee
Limit establishment fee Available on application
Rollover fee $150 each rollover 2
Line fee Available on application
Unused limit fee Available on application

Details of other fees that may be incurred will be provided on approval of the facility.

For more information about this product, see the Commercial Advance customer fact sheet (PDF).

Start your application online

Check your eligibility

  • Suitable for finance in excess of $1,000,000
  • You must meet Bankwest's lending criteria.

Things you may need for your application

  • Current business and personal financials, and details of the property you intend to use as security. We'll let you know exactly what documents you need to provide to us
  • If anyone connected to your application is new to Bankwest, including account signatories, key decision makers/beneficial owners (through ownership or control), trustees, guarantors and office holders, they'll need photo ID like an Australian driver's licence or passport. Or, see a handy list of other ID we’ll accept.

After submitting the form, a member of our Business Sales Team will be in touch to discuss what works best for you and complete your application.

How can we help?

Business Specialists Team
Speak with someone from the team today

Business Banking Specialists

Here’s how to get in touch

Things you should know

1. Maximum loan amount subject to approval.

2. Only charged once per rollover, irrespective of how many limits are held on the account.