AgriOne Package

Our agribusiness finance solution that includes an AgriOne transaction account with overdraft facilities.

How it works

You'll get a minimum overdraft limit of $100,000

You'll need to have over $250,000 in business lending, which includes a minimum $100,000 business overdraft. 1

Combine your overdraft with a transaction account

Account benefits include credit interest on balances, Debit Mastercard® access, and no domestic electronic and paper transaction fees. 2 Other fees and charges may apply to your account, including other bank ATM fees, overseas ATM access fees and foreign transaction fees.

Overdraft benefits

Peace of mind

Have funds available to pay suppliers, bills and wages when cash flow fluctuates.

Repay as and when you need

Repayments don't need to follow a regular schedule so long as you stay within your agreed limit. Only pay interest on the money you borrow. 3 Repayments are not required until credit limit is fully drawn. The minimum payment amount is the interest only. Close

Easy access to funds

24/7 access through online banking and ATMs.

Secured and unsecured options

Free up capital with an unsecured overdraft, or use property as security to get a lower rate.

Rates and fees

AgriOne Transaction Account Overdraft
Name Rate/Fee
Indicative variable rate 4 4.27% p.a.
Variable overdraft reference rate 4.72% p.a.
Limit establishment fee Available on application
Management fee 5 Starts from $250 per quarter
Rates are intended for new borrowing only and subject to change. A margin may apply to the above rates based on our full credit assessment of your loan application. Details of other fees that may be incurred in the overdraft will be provided on approval of the facility.
AgriOne Transaction Account
Name Rate/Fee
Variable credit interest rate 0.01% p.a.
Paper transaction fee $0
Electronic transaction fee $0
Foreign transaction fee ? 2.95% of the transaction amount
Overseas ATM fee $5 per transaction 6

Rates are subject to change. Other fees and charges may apply. Refer to the AgriOne Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF) to see other fees, charges and interest that may apply to your business account.

Enquire today

Check your eligibility

  • Debit Mastercard access: Australian citizens or permanent residents aged 16 years or over with an Australian residential address
  • You'll need to have over $250,000 in business lending, which includes a minimum $100,000 business overdraft 1
  • You must meet Bankwest's lending criteria.

  • Current business and personal financials, and details of the property you intend to use as security if applicable. We'll let you know exactly what documents you need to provide to us
  • If anyone connected to your application is new to Bankwest, including account signatories, key decision makers/beneficial owners (through ownership or control), trustees, guarantors and office holders, they'll need photo ID like an Australian driver's licence or passport. Or, see a handy list of other ID we’ll accept.

Prefer to get in touch online? Make an enquiry.

How can we help?

Business Specialists Team

Speak with someone from the team today

Business Banking Specialists

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